{"id":32837,"date":"2014-04-17T06:06:16","date_gmt":"2014-04-17T03:06:16","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=32837"},"modified":"2014-04-17T08:43:05","modified_gmt":"2014-04-17T05:43:05","slug":"gercek-issizleri-mi-ariyorsunuz","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/gercek-issizleri-mi-ariyorsunuz\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Ger\u00e7ek i\u015fsizleri mi ar\u0131yorsunuz?"},"content":{"rendered":"<p><em><strong><span style=\"line-height: 1.5em;\">T\u00fcrkiye\u2019de her ay klasik bir haber haline geldi. Ger\u00e7ek i\u015fsizlik ne biliyor musunuz? T\u00dc\u0130K\u2019in a\u00e7\u0131klamas\u0131nda i\u015f aramaktan vazge\u00e7enleri ekledi\u011finizde a\u00e7\u0131klanan\u0131n yakla\u015f\u0131k 2 kat\u0131na denk gelen oran\u2026<\/span><\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3834820907\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Her ay sistematik iki veri de a\u00e7\u0131klan\u0131yor. Oysa ger\u00e7ek i\u015fsizlik bnun da \u00fczerinde\u2026 E\u011fer temel konu \u00e7al\u0131\u015farak ge\u00e7imini sa\u011flayamayan insan say\u0131s\u0131 ise, yelpazeyi biraz daha geni\u015f tutman\u0131z laz\u0131m.<\/p>\n<p>\u0130\u015f aramaktan vazge\u00e7enleri kat\u0131n; \u00fcniversiteden mezun olup babas\u0131n\u0131n yan\u0131nda art\u0131 de\u011fer yaratmadan duran \u00e7ocuklar\u0131 ekleyin; gizli iflas i\u00e7erisinde olan esnaf\u0131, \u00e7ift\u00e7iyi ilave edin; fabrikas\u0131n\u0131 d\u00f6nd\u00fcremeyen i\u015f sahiplerini de kat\u0131n, g\u00f6r\u00fcn bak\u0131n rakam ne \u00e7\u0131kacak?<\/p>\n<p>Elbette hedefiniz ekonominin i\u00e7ine dahil olup, ge\u00e7im s\u0131k\u0131nt\u0131s\u0131 \u00e7eken ya da do\u011fru tabirle ge\u00e7inmek i\u00e7in gelir elde edemeyen n\u00fcfusunuzu tespit etmekse\u2026 Yoksa yapars\u0131n anketi, bakars\u0131n kimsenin umut beslemedi\u011fi \u0130\u015fkur ba\u015fvurular\u0131na durum ortaya \u00e7\u0131kar.<\/p>\n<p>Di\u011fer taraf da saymad\u0131\u011f\u0131n\u0131z vazge\u00e7eni ekler ve rakam k\u00f6r d\u00f6v\u00fc\u015f\u00fc i\u00e7inde her ay a\u00e7\u0131klan\u0131r. Halbuki durum daha temel ve \u00e7\u00f6z\u00fcme muhta\u00e7 nitelikte\u2026 \u0130\u015f burada da bitmiyor.<\/p>\n<p>En g\u00fcvendi\u011finiz bankalar Standard &amp; Poor\u2019s taraf\u0131ndan G\u00fcney Afrika ile birlikte k\u0131r\u0131lganl\u0131kta ba\u015f\u0131 \u00e7ekmi\u015f. Kurulu\u015f \u2018tahvil al\u0131mlar\u0131n\u0131 bu \u00fclkelerden azaltmaya ba\u015fla\u2019 \u00f6nerisi yap\u0131yor. Morgan Stanley, T\u00fcrkiye i\u00e7in \u2018a\u011f\u0131rl\u0131\u011f\u0131n\u0131 azalt\u2019 uyar\u0131s\u0131n\u0131 duyuruyor.<\/p>\n<p>Peki bu arada bizde durum ne? Merkez Bankas\u0131\u2019n\u0131n a\u00e7\u0131klamas\u0131na g\u00f6re \u00f6zel sekt\u00f6r bor\u00e7lanmay\u0131 h\u0131zla s\u00fcrd\u00fcr\u00fcyor. Bankalar durumun fark\u0131nda pozisyon kapatmaya u\u011fra\u015f\u0131rken, finansal olmayan kurulu\u015flar y\u00fckleniyor.<\/p>\n<p>Neden? \u00c7\u00fcnk\u00fc bor\u00e7lar\u0131n\u0131 bor\u00e7la \u00f6demeye \u00e7al\u0131\u015f\u0131yorlar. Bunun bir miktar\u0131 kendi paralar\u0131 da olsa, \u00f6nemli bir dilimi sarmala giren bor\u00e7lar. Muhtemelen bat\u0131k olmamas\u0131 i\u00e7in, \u00f6deme miktar\u0131 kadar krediler \u00e7\u0131kar\u0131l\u0131yor. Yak\u0131nda bankalar\u0131n sendikasyon kredilerinin yenilendi\u011fi haberlerini g\u00f6r\u00fcrseniz, ayr\u0131nt\u0131lar\u0131na iyi bak\u0131n.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-173838954\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Kendi paralar\u0131 batmas\u0131n diye taksit tutar\u0131 kadar gelen sendikasyonlar olacak. Dert toplam alaca\u011f\u0131 kurtarmak. Fakat bu daha da zor veya maliyetli hale gelecek. FED Ba\u015fkan\u0131 Yellen, Basel kriterlerine at\u0131fta bulunup, tavizsiz politikas\u0131n\u0131 uygulayaca\u011f\u0131n\u0131n alt\u0131n\u0131 \u00e7iziyor.<\/p>\n<p>T\u00fcm bunlar olurken, s\u0131k\u0131nt\u0131n\u0131n b\u00fcy\u00fck oldu\u011funu bildi\u011fimiz reel sekt\u00f6re ili\u015fkin haberler \u00e7\u0131k\u0131yor. T\u00fcrkiye\u2019nin g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc negatife \u00e7eviren Moody\u2019s T\u00fcrk \u015firketlerinin notuna dokunmam\u0131\u015f. S\u0131k\u0131nt\u0131 \u015fu ki \u00f6rnek verilen \u015firketler zaten ya d\u00fcnya devinin \u015fubesi ya da T\u00fcrkiye\u2019nin holdingi\u2026 As\u0131l sahadakiler ne olacak? Ger\u00e7ek yan\u0131t burada.<\/p>\n<p>Ekonomi y\u00f6netti\u011fini iddia edenler, olay\u0131 tamamen kumara \u00e7evirdiler ve kontrolden \u00e7\u0131kt\u0131lar. Nas\u0131l m\u0131? \u00dcniversite s\u0131nav\u0131na giren \u00f6\u011frenci t\u00fcm sorular\u0131n yan\u0131t\u0131n\u0131 yaz\u0131 tura atarak vermi\u015f. \u00dc\u00e7 saat sonra di\u011fer \u00f6\u011frenciler s\u0131nav\u0131 tamamlay\u0131p \u00e7\u0131karken yaz\u0131 turac\u0131 i\u015flemine devam ediyormu\u015f.<\/p>\n<p>\u00d6\u011fretim g\u00f6revlisi \u2018hepsini yaz\u0131 tura atarak cevaplad\u0131n. Daha biteremedin mi?\u2019 deyince, \u00f6\u011frencinin yan\u0131t\u0131 bizim ekonomi kurmaylar\u0131n\u0131n yorumu cinsinden olmu\u015f: \u201cHocam bir saat \u00f6nce bitirdim ama cevaplar\u0131m\u0131 kontrol ediyorum.\u201d<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1549873557\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Siyaset\u00e7isiyle, uzman\u0131yla, gazetecisiyle bizim tayfa da \u00e7\u0131km\u0131\u015flar ekranlara, ge\u00e7mi\u015fler k\u00f6\u015felerine, \u0131srarla \u2018ama\u2019 diye ba\u015flayan c\u00fcmlelerle durumu kurtarmaya \u00e7al\u0131\u015f\u0131yorlar. Ger\u00e7ekten korkarak, sonu\u00e7lardan kurtulmak m\u00fcmk\u00fcn de\u011fil. Ama zaman\u0131nda uyar\u0131 yapmayanlar\u0131n durumu \u00fcrk\u00fct\u00fcyor.<\/p>\n<p>Ne der bir Japon atas\u00f6z\u00fc? \u201cPirincin i\u00e7indeki siyah ta\u015ftan de\u011fil, beyaz ta\u015ftan korkun.\u201d Ne olur insafa gelin de ara\u00e7 devrilmeden sorunlar\u0131m\u0131z\u0131 g\u00f6r\u00fcp, \u00e7\u00f6z\u00fcm konu\u015fal\u0131m. Yoksa g\u00f6receksiniz ger\u00e7ek i\u015fsizli\u011fi\u2026<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye\u2019de her ay klasik bir haber haline geldi. Ger\u00e7ek i\u015fsizlik ne biliyor musunuz? T\u00dc\u0130K\u2019in a\u00e7\u0131klamas\u0131nda i\u015f aramaktan vazge\u00e7enleri ekledi\u011finizde a\u00e7\u0131klanan\u0131n yakla\u015f\u0131k 2 kat\u0131na denk gelen&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-32837","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/32837","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=32837"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/32837\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=32837"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=32837"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=32837"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}