{"id":32211,"date":"2014-03-26T09:44:19","date_gmt":"2014-03-26T07:44:19","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=32211"},"modified":"2014-03-26T09:44:19","modified_gmt":"2014-03-26T07:44:19","slug":"uzeyir-dogan-munzama-faiz-banka-karlarini-ve-endeksi-ne-kadar-etkiler","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/uzeyir-dogan-munzama-faiz-banka-karlarini-ve-endeksi-ne-kadar-etkiler\/","title":{"rendered":"\u00dczeyir Do\u011fan &#8211; Munzama faiz banka karlar\u0131n\u0131 ve endeksi ne kadar etkiler?"},"content":{"rendered":"<p><strong><em>D\u00fcnk\u00fc hareket se\u00e7im \u00f6ncesinde temel ekonomik verilere en \u00e7ok dayand\u0131r\u0131lan hareket oldu. <\/em><\/strong><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1416863051\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>D\u00fcn \u00f6\u011fle saatlerinde a\u00e7\u0131klanan TCMB\u2019nin 18 Mart tarihli Para Politikas\u0131 Kurulu toplant\u0131s\u0131na ait tutanakta bankalar\u0131n zorunlu kar\u015f\u0131l\u0131klar\u0131 i\u00e7in faiz \u00f6demesinin d\u00fc\u015f\u00fcn\u00fcld\u00fc\u011f\u00fcn\u00fcn belirtilmesi banka hisseleri \u00f6nc\u00fcl\u00fc\u011f\u00fcnde sert bir y\u00fckseli\u015f getirdi. Bu sabah da Resmi Gazete\u2019de bununla ilgili h\u00fck\u00fcm yay\u0131nland\u0131. Ancak TCMB\u2019nin ne zaman ve hangi oranda faiz verece\u011fi konusunda bir a\u00e7\u0131klama yer almad\u0131. Karar\u0131n banka karl\u0131l\u0131klar\u0131na olumlu katk\u0131 yapaca\u011f\u0131 bir ger\u00e7ek. Bu nedenle d\u00fcnk\u00fc y\u00fckseli\u015fi normal kar\u015f\u0131lamakla birlikte, oran ve tarih netle\u015fene kadarki etkisinin bununla s\u0131n\u0131rl\u0131 kalmas\u0131 da muhtemel g\u00f6r\u00fcn\u00fcyor. Bu karar\u0131n ayn\u0131 zamanda TCMB\u2019nin zorunlu kar\u015f\u0131l\u0131klar\u0131 daha kolay bir \u015fekilde art\u0131r\u0131p azaltmak i\u00e7in de olanak sa\u011flayaca\u011f\u0131 g\u00f6z \u00f6n\u00fcnde bulundurulmal\u0131. Ama bu hemen olacak demek de de\u011fil. Bahsi ge\u00e7en tutar yani TCMB\u2019de TL olarak tutulan zorunlu kar\u015f\u0131l\u0131klar 16 milyar TL civar\u0131nda seyrediyor. Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn 2013 y\u0131l\u0131 toplam kar\u0131n\u0131n 24,7 milyar TL civar\u0131nda oldu\u011fu d\u00fc\u015f\u00fcn\u00fcl\u00fcrse her %1\u2019lik faiz oran\u0131 %0,65\u2019lik bir kar art\u0131\u015f\u0131 anlam\u0131na geliyor. \u00d6rne\u011fin \u00f6denecek faiz %4 olacak olursa sekt\u00f6r\u00fcn karl\u0131l\u0131\u011f\u0131na etkisi de %2,6 civar\u0131nda olacak. Endekse d\u00f6nd\u00fc\u011f\u00fcm\u00fczde ise d\u00fcnk\u00fc y\u00fckseli\u015f sonras\u0131 endeks bug\u00fcn de y\u00fckseli\u015fini s\u00fcrd\u00fcrmek isteyebilir. Bu y\u00fckseli\u015fte 65,000 ilk \u00f6nemli diren\u00e7 olmakla birlikte 65,500\/66,000 aral\u0131\u011f\u0131 endeksin \u00f6n\u00fcndeki en g\u00fc\u00e7l\u00fc diren\u00e7 konumunda. Endeks se\u00e7im fiyatlamas\u0131na girmedi\u011fi s\u00fcrece bu direncin a\u015f\u0131lmas\u0131n\u0131n zor oldu\u011funu d\u00fc\u015f\u00fcn\u00fcyoruz. Ancak se\u00e7im sonu\u00e7lar\u0131 g\u00f6r\u00fclene kadar budan sonra olacak hareketleri anlamland\u0131rabilmek \u00e7ok kolay olmayacak. Bu nedenle terste kalan pozisyonlar i\u00e7in \u00e7ok fazla \u0131srarc\u0131 olunmamal\u0131. A\u015fa\u011f\u0131da ise 64,000 art\u0131k daha \u00f6nemli bir destek konumunda. A\u015fa\u011f\u0131 y\u00f6nl\u00fc hareketlerde stop loss i\u00e7in bu seviyenin alt\u0131nda bir yer belirlenebilir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>D\u00fcnk\u00fc hareket se\u00e7im \u00f6ncesinde temel ekonomik verilere en \u00e7ok dayand\u0131r\u0131lan hareket oldu. D\u00fcn \u00f6\u011fle saatlerinde a\u00e7\u0131klanan TCMB\u2019nin 18 Mart tarihli Para Politikas\u0131 Kurulu toplant\u0131s\u0131na ait&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[769,808,801,876],"class_list":["post-32211","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-borsa-yorumlari-gunluk","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi","tag-uzeyir-dogan-yazilari"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/32211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=32211"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/32211\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=32211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=32211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=32211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}