{"id":31186,"date":"2014-02-19T00:30:23","date_gmt":"2014-02-18T22:30:23","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=31186"},"modified":"2014-02-19T08:50:49","modified_gmt":"2014-02-19T06:50:49","slug":"cari-acik-nasil-dusecek","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cari-acik-nasil-dusecek\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Cari a\u00e7\u0131k nas\u0131l d\u00fc\u015fecek?"},"content":{"rendered":"<p><span style=\"line-height: 1.5em;\">Merkez Bankas\u0131 politikas\u0131nda \u015fimdilik de\u011fi\u015fikli\u011fe gitmedi. Asl\u0131nda bu da beklenen bir sonu\u00e7tu ve kimse i\u00e7in s\u00fcrpriz olmad\u0131. Ama cari a\u00e7\u0131k sorununun y\u0131l i\u00e7inde iyile\u015fme g\u00f6sterece\u011fine dair vurguyu iyi okumak gerekir. Zira ayn\u0131\u00a0 konuya Babacan ve \u015eim\u015fek de at\u0131fta bulunuyor.<\/span><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-397150571\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>O zaman cari a\u00e7\u0131k nas\u0131l d\u00fc\u015fecek? Bunu zaman zaman teknik dille anlat\u0131yoruz. Ger\u00e7ek problemin yap\u0131sal oldu\u011funu, d\u00fc\u015f\u00fc\u015f ve \u00e7\u0131k\u0131\u015f\u0131n tek ba\u015f\u0131na anlam ifade etmedi\u011fini, anl\u0131k iyile\u015fmelerin, s\u0131k\u0131nt\u0131l\u0131 durumu a\u015fmak anlam\u0131na gelmedi\u011fini belirtiyoruz.<\/p>\n<p>Fakat bu sefer teknik ve ekonomik terimlere girmeyece\u011fim. Memleketin bakanlar\u0131 masal anlat\u0131yorsa, hik\u00e2ye anlatmak da benim en do\u011fal hakk\u0131m. O y\u00fczden sizinle bir \u00f6yk\u00fc payla\u015faca\u011f\u0131m.<\/p>\n<p>10 ki\u015fi \u00e7al\u0131\u015fan bir ayakkab\u0131 at\u00f6lyesi d\u00fc\u015f\u00fcn\u00fcn. Kendi halinde \u00e7al\u0131\u015fan, deri gibi ara mamulleri d\u0131\u015far\u0131dan al\u0131p, di\u011fer t\u00fcm girdi mallar\u0131 i\u00e7eride imal eden bir yap\u0131s\u0131 olsun. \u00dcretti\u011fi ayakkab\u0131lar\u0131 da vitrinine dizip, sat\u0131yor.<\/p>\n<p>Gel zaman git zaman, a\u00e7\u0131lmaya karar veriyor. A\u00e7\u0131l\u0131rken de piyasay\u0131 biraz dola\u015f\u0131nca, \u00fcretti\u011fi ara mallar\u0131n, d\u0131\u015far\u0131da daha ucuz oldu\u011funu g\u00f6r\u00fcyor. Radikal bir karar veriyor ve baz\u0131 kalemleri imal etmekten vazge\u00e7ip, o i\u015fi yapanlar\u0131 da i\u015ften \u00e7\u0131kart\u0131p, d\u0131\u015far\u0131dan almaya yelteniyor. Fakat paras\u0131 yok.<\/p>\n<p>Bunun i\u00e7in bankaya gidip kredi \u00e7ekiyor. Krediyle d\u0131\u015far\u0131dan sat\u0131n alma yap\u0131p, imalat\u0131na devam ediyor. Bir s\u00fcre sonra di\u011fer i\u015f\u00e7iler g\u00f6z\u00fcne bat\u0131yor. Onlar\u0131 da i\u015ften \u00e7\u0131kar\u0131yor. Fakat yan\u0131nda \u00e7al\u0131\u015fan ki\u015fi say\u0131s\u0131 yar\u0131ya d\u00fc\u015f\u00fcnce, ne i\u00e7eride hayata ge\u00e7irdi\u011fi ara mamul\u00fc ne de nihai \u00fcr\u00fcnde ayn\u0131 adetleri \u00fcretemiyor.<\/p>\n<p>Bu sefer daha \u00e7ok ara mamul al\u0131m\u0131na y\u00f6neliyor. \u00dczerine kredi maliyeti de binince,\u00a0 ayakkab\u0131lar\u0131n\u0131 art\u0131k eski fiyatlara satam\u0131yor. Pazar\u0131n\u0131 kaybetmemek i\u00e7in fiyat k\u0131r\u0131yor. Ama elde etti\u011fi gelir, kredisini d\u00f6nd\u00fcrmeye yetmiyor. Gidip tekrar kredi al\u0131yor. Bor\u00e7 sarmal\u0131na girdik\u00e7e zorlan\u0131yor. Biraz daha eleman \u00e7\u0131kar\u0131yor.<\/p>\n<p>S\u00fcre\u00e7 sonunda i\u015fin i\u00e7inde \u00e7\u0131kamay\u0131nca bitmi\u015f ayakkab\u0131 almaya karar veriyor. Yan\u0131nda kalan 3 ki\u015fiyle \u00fcrettiklerini 150 birime satarken, d\u0131\u015far\u0131dan ald\u0131klar\u0131na da, ara mamullerin de bedeli i\u00e7inde 251 birim \u00f6d\u00fcyor. Ayakkab\u0131 150 birim, finansman, bitmi\u015f mam\u00fcl ve ara mamul maliyeti 251 birim.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-872533636\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Sonra kriz oluyor. Art\u0131k d\u0131\u015far\u0131dan al\u0131m yapabiliyor, ama yeterince mal satam\u0131yor. Mal satmak i\u00e7in fiyat\u0131 daha da a\u015fa\u011f\u0131 \u00e7ekmesi ya da vadeli vermesi isteniyor. Bu k\u0131s\u0131r d\u00f6ng\u00fcye devam etmek i\u00e7in de yan\u0131ndakileri bor\u00e7land\u0131rmaya, onlar\u0131n kredilerini kullanmaya ba\u015fl\u0131yor.<\/p>\n<p>Yetinmiyor; \u00fcretti\u011fi ayakkab\u0131lar\u0131 maa\u015flar\u0131na mahsuben yan\u0131ndakilere satmay\u0131 teklif ediyor. A\u00e7\u0131k hesap olunca, \u00e7al\u0131\u015fanlar ayakkab\u0131 almaya ba\u015fl\u0131yor.\u00a0 Ama son noktada kredi bulam\u0131yor borcu artm\u0131yor. \u0130\u00e7eridekilere mal satam\u0131yor. Hem ihtiya\u00e7 giderilmi\u015f hem de alacaklar\u0131n\u0131 istiyorlar. Banka da krediyi kesiyor.<\/p>\n<p>Sonra i\u015f yeri sahibi \u00e7\u0131k\u0131p \u015fu a\u00e7\u0131klamay\u0131 yap\u0131yor: Bu sene yan\u0131m\u0131zdaki personel say\u0131s\u0131n\u0131 ikiye d\u00fc\u015f\u00fcrd\u00fck. Piyasadaki daralma nedeniyle daha az ayakkab\u0131 alaca\u011f\u0131z. \u0130\u00e7erideki talebi y\u00fczde 33 daraltaca\u011f\u0131z.<\/p>\n<p>Personel alacaklar\u0131na mahsuben stoktan ayakkab\u0131 verece\u011fiz. Harcamalar\u0131m\u0131z\u0131 k\u0131sarsak, d\u0131\u015far\u0131dan para gelirse, borcumuzu \u00f6deyece\u011fiz ve s\u0131k\u0131nt\u0131 ya\u015famayaca\u011f\u0131z. Ama t\u00fcm bu geli\u015fmelerin olumlu bir taraf\u0131 var. Ticaretten kaynaklanan a\u00e7\u0131\u011f\u0131m\u0131z ya da zarar\u0131m\u0131z kapanacak. \u0130\u015fte bakanlar\u0131n s\u00f6yledi\u011fi bu\u2026<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2568228096\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Rakamlar hayali de\u011fil. 151 milyar dolar ihracat i\u00e7in 251 milyar dolar harc\u0131yoruz. Ge\u00e7imimiz de bunun i\u00e7inden finanse oluyor. \u0130\u015f yapmazsak a\u00e7\u0131\u011f\u0131m\u0131z azalacak. Ama borcumuzu nas\u0131l \u00f6deriz, bilinmez. Ayakkab\u0131c\u0131 muhtemelen mahalle esnaf\u0131na bor\u00e7 yazd\u0131racak. Ekonomi y\u00f6netimi de para basacak.<\/p>\n<p>\u015eimdi bu hik\u00e2yenin en ba\u015f\u0131ndaki hatay\u0131 bulup, zincirleme k\u0131s\u0131r d\u00f6ng\u00fc e\u011filimini tespit edip, \u015fu iki sorunun yan\u0131t\u0131n\u0131 siz verin. Cari a\u00e7\u0131k nas\u0131l d\u00fc\u015fecek? D\u00fc\u015fmesi, sorunu ortadan kald\u0131racak m\u0131?<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131 politikas\u0131nda \u015fimdilik de\u011fi\u015fikli\u011fe gitmedi. Asl\u0131nda bu da beklenen bir sonu\u00e7tu ve kimse i\u00e7in s\u00fcrpriz olmad\u0131. Ama cari a\u00e7\u0131k sorununun y\u0131l i\u00e7inde iyile\u015fme g\u00f6sterece\u011fine&hellip;<\/p>\n","protected":false},"author":5,"featured_media":14653,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-31186","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/31186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=31186"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/31186\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/14653"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=31186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=31186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=31186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}