{"id":30627,"date":"2014-01-27T23:06:33","date_gmt":"2014-01-27T21:06:33","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=30627"},"modified":"2014-01-27T23:26:42","modified_gmt":"2014-01-27T21:26:42","slug":"merkez-de-kim-oluyormus","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/merkez-de-kim-oluyormus\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Merkez de kim oluyormu\u015f?"},"content":{"rendered":"<p><strong><em><span style=\"line-height: 1.5em;\">T\u00fcrkiye ekonomisi saatli bomba gibi\u2026 <\/span><\/em><\/strong><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-519738052\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><span style=\"line-height: 1.5em;\">\u00d6zellikle son 40 g\u00fcnde arka arkaya rekor k\u0131ran ve \u00e7\u0131tay\u0131 zorlayan dolar, \u00fclke ekonomisindeki t\u00fcm \u00e7arp\u0131kl\u0131\u011f\u0131 g\u00f6zler \u00f6n\u00fcne serdi. Yere g\u00f6\u011fe s\u0131\u011fd\u0131r\u0131lamayan rezervimiz vard\u0131 mal\u00fbm: Net d\u00f6viz miktar\u0131 40 g\u00fcnl\u00fck sava\u015f\u0131n ard\u0131ndan a\u00e7\u0131kland\u0131. Kasada net 33,8 milyar dolar kald\u0131.<\/span><\/p>\n<p>\u00d6zetle kur\u015funsuz asker gibiyiz\u2026 Yine de sal\u0131 ak\u015fam\u0131 Merkez Bankas\u0131 Para Politikas\u0131 Kurulu toplan\u0131p al\u0131nabilecek \u00f6nlemler hususunda neler yap\u0131labilece\u011fini tart\u0131\u015facak. Eldeki tek silah faiz\u2026 Onu da daha \u00f6nceki yaz\u0131lar\u0131mda belirtti\u011fim gibi piyasadaki reel faizin \u00fczerine \u00e7\u0131kartmak, \u00e7\u0131lg\u0131nl\u0131k gerektiriyor.<\/p>\n<p>Fakat t\u00fcm bu g\u00fcndem i\u00e7erisinde konu\u015fulmayan bir yan var. Ekonomiyi y\u00f6netenler d\u0131\u015f d\u00fcnyada su\u00e7u aramak yerine d\u00f6n\u00fcp aynaya bakmal\u0131d\u0131r. \u00d6rnek mi? Biraz daha geriye gidelim\u2026 Kredilerde ve kredi kartlar\u0131ndaki d\u00fczenlemeye\u2026<\/p>\n<p>Ba\u015fta taksit miktar\u0131 olmak \u00fczere limitlerle ilgili yeni d\u00fczenlemeler 1 \u015eubat\u2019tan itibaren hayata ge\u00e7iyor de\u011fil mi? Ne yapacaklar? Kredileri kontrol alt\u0131na alacaklar. B\u00f6ylece de i\u00e7 piyasadaki hacmi ve dolay\u0131s\u0131yla enflasyonu istenen seviyede tutman\u0131n yolunu arayacaklar.<\/p>\n<p>Prensipte do\u011fru olsa da, \u00e7ok ge\u00e7 kal\u0131nm\u0131\u015f bir tedbir olsa da, bu yolla ekonomiyi kontrol edeceklerini d\u00fc\u015f\u00fcn\u00fcyorlar de\u011fil mi? Bak\u0131n \u015fimdi size ekonomimizin ne kadar denetimsizlik i\u00e7inde y\u00f6netildi\u011fine dair \u00e7arp\u0131c\u0131 bir ayr\u0131nt\u0131 verece\u011fim.<\/p>\n<p>1 \u015eubat\u2019ta kredi kartlar\u0131n\u0131 kontrol alt\u0131na ald\u0131n\u0131z. Piyasa ne yapacak? Raf\u0131nda mal\u0131n\u0131 bekletme l\u00fcks\u00fc olmayan ve sat\u0131\u015f yapmak zorunlulu\u011fu i\u00e7inde olan ma\u011fazalar bir yanda, acil ihtiya\u00e7 maddelerini kar\u015f\u0131lamak zorunda olan gelirsiz t\u00fcketici \u00f6te yanda \u00f6nce ma\u011faza kartlar\u0131na y\u00f6nelecekler. Bu zaten a\u00e7\u0131kland\u0131.<\/p>\n<p>Ama a\u00e7\u0131klanmayan yeni bir unsur daha var. Senetler\u2026 \u00a0Herkes tekrar senetle al\u0131\u015fveri\u015f yapmaya y\u00f6nelecek. Peki senedin kar\u015f\u0131l\u0131\u011f\u0131 ne? S\u0131f\u0131r\u2026 Gidin bir k\u0131rtasiyeye al\u0131n ko\u00e7an\u0131 ve istedi\u011finiz gibi doldurun\u2026<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-4234955382\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Ba\u015fbakan\u2019\u0131n kamunun para basmamas\u0131yla \u00f6v\u00fcnd\u00fc\u011f\u00fc bu \u00fclkede, bug\u00fcne kadar herkes nas\u0131l kar\u015f\u0131l\u0131\u011f\u0131 olmayan vadeli \u00e7ek ile para bas\u0131yorsa, bundan sonra vatanda\u015f da kar\u015f\u0131l\u0131\u011f\u0131 olmayan senetle basacak.<\/p>\n<p>Yaz\u0131lan bir senedin 24 ay vadeyle ciro edilme yoluyla ka\u00e7 el de\u011fi\u015ftirece\u011fini d\u00fc\u015f\u00fcn\u00fcn. Al\u0131n size emisyondaki para hacminde olu\u015fan b\u00fcy\u00fck belirsizlik. Darphanenin para basmas\u0131yla, vatanda\u015f\u0131n kar\u015f\u0131l\u0131\u011f\u0131 olmadan senet ve \u00e7ek yazmas\u0131 aras\u0131nda hi\u00e7bir fark yoktur.<\/p>\n<p>Bu nedenle, \u015fimdiden \u00f6nlem al\u0131nmal\u0131 ve senetler k\u0131rtasiyecilerden de\u011fil, bankalardan temin edilmeli. Yani senet bankadan al\u0131nmal\u0131 ve elbette bankay\u0131 da sorumluluk alt\u0131na alarak. Ho\u015f \u00e7ek buradan al\u0131n\u0131yor da ne oluyor diyeceksiniz? Hakl\u0131s\u0131n\u0131z\u2026<\/p>\n<p>Ama piyasan\u0131n yeni bir saatli bombas\u0131 da senetler olacakt\u0131r. B\u0131rak\u0131n bankalar arac\u0131l\u0131\u011f\u0131yla verilmesini, ciro edildi\u011fi anda Maliye\u2019nin de haberdar olmas\u0131n\u0131 sa\u011flayacak bir sistem kurulmal\u0131. Aksi takdirde mevcut bor\u00e7lanma artarak devam edecektir.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-4072690695\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Kar\u015f\u0131l\u0131\u011f\u0131 olmadan yaz\u0131lan \u00e7ek ve senet \u00f6yle bir haldeki, kalpazanl\u0131\u011f\u0131n su\u00e7 oldu\u011fu \u00fclkede herkes para bas\u0131yor. Kalpazan dediklerimiz hi\u00e7 olmazsa makineye yat\u0131r\u0131m yap\u0131yorlar. Senet i\u00e7in k\u00f6\u015fedeki k\u0131rtasiyeciye gitmek yeterli.<\/p>\n<p>Son s\u00f6z: \u015eimdi 28 Ocak Sal\u0131 ak\u015fam\u0131 Merkez Bankas\u0131 para politikalar\u0131yla ilgili ola\u011fan\u00fcst\u00fc toplant\u0131 yap\u0131yor de\u011fil mi? \u00c7a\u011f\u0131rs\u0131nlar Maliye Bakanl\u0131\u011f\u0131\u2019n\u0131 da ve sordu\u011fum \u015fu soruya yan\u0131t versinler. Tedav\u00fcldeki \u00e7ek ve senet yoluyla, i\u00e7 piyasada d\u00f6nen miktar\u0131 biliyorlar m\u0131?<\/p>\n<p>Yan\u0131t verirler mi bilemem. Ama ben size cevab\u0131n\u0131 s\u00f6yleyeyim: Bilmiyorlar\u2026 Kimse bilmiyor\u2026 Sonra da ekonomi y\u00f6netmekten, kontrol alt\u0131nda tutmaktan bahsedip, para basmamakla \u00f6v\u00fcn\u00fcyorlar. Yine de tekrar soray\u0131m yetkililere\u2026 \u00c7\u00fcnk\u00fc ne yan\u0131t vereceklerini merak ediyorum:<\/p>\n<p>Maliye Bakanl\u0131\u011f\u0131, Merkez Bankas\u0131 ve BDDK yan\u0131tlas\u0131n: Tedav\u00fcldeki \u00e7ek ve senet miktar\u0131n\u0131 \u00fczerindeki de\u011fer baz\u0131nda a\u00e7\u0131klar m\u0131s\u0131n\u0131z? Bunlar\u0131n \u00fczerinde yaz\u0131lan de\u011ferin kar\u015f\u0131l\u0131\u011f\u0131 nedir? Bekliyorum. Yan\u0131t vermiyorsan\u0131z, adama sorarlar: Merkez Bankas\u0131 da kimmi\u015f?<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye ekonomisi saatli bomba gibi\u2026 \u00d6zellikle son 40 g\u00fcnde arka arkaya rekor k\u0131ran ve \u00e7\u0131tay\u0131 zorlayan dolar, \u00fclke ekonomisindeki t\u00fcm \u00e7arp\u0131kl\u0131\u011f\u0131 g\u00f6zler \u00f6n\u00fcne serdi. Yere&hellip;<\/p>\n","protected":false},"author":5,"featured_media":14653,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-30627","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/30627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=30627"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/30627\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/14653"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=30627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=30627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=30627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}