{"id":27997,"date":"2013-09-26T13:26:44","date_gmt":"2013-09-26T11:26:44","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=27997"},"modified":"2013-09-26T13:28:25","modified_gmt":"2013-09-26T11:28:25","slug":"artan-krediler-nereye-gidiyor","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/artan-krediler-nereye-gidiyor\/","title":{"rendered":"Artan Krediler Nereye Gidiyor?"},"content":{"rendered":"

Banka kredilerindeki art\u0131\u015f parasal tabana paralel ya art\u0131yor ya da yava\u015fl\u0131yor. Ge\u00e7en y\u0131l\u0131n eyl\u00fcl\u00a0ay\u0131ndan bu yana parasal taban ve banka kredilerinde art\u0131\u015flar\u0131n h\u0131zland\u0131\u011f\u0131 d\u00f6nemi ya\u015f\u0131yoruz. Kredi\u00a0art\u0131\u015f\u0131 h\u0131zlan\u0131yor, ama ekonomik b\u00fcy\u00fcmedeki h\u0131zlanma ayn\u0131 paralelde de\u011fil. O halde ne oluyor?\u00a0Bu sorunun yan\u0131t\u0131n\u0131 bulmak o denli kolay de\u011fil. \u00c7e\u015fitli olas\u0131l\u0131klar ortaya at\u0131labilir. \u0130lk akla gelen kredi\u00a0b\u00fcy\u00fcmesi ile ekonomik b\u00fcy\u00fcme aras\u0131ndaki ili\u015fkinin eski d\u00f6nemlere g\u00f6re de\u011fi\u015fmi\u015f olmas\u0131. Dolay\u0131s\u0131yla,\u00a0art\u0131k her y\u00fczde 1 ‘lik kredi art\u0131\u015f\u0131 eskiye g\u00f6re daha az milli gelir art\u0131\u015f\u0131na neden oluyor. Kredi art\u0131\u015f\u0131\u00a0b\u00fcy\u00fcmeyi de\u011fil, ekonomide b\u00fcy\u00fcmeye katk\u0131 yapmayan unsurlar\u0131 besliyor. \u00d6rne\u011fin, “zararlar\u0131n\u00a0finansman\u0131” b\u00f6yle bir olgu. Bir ba\u015fka olas\u0131l\u0131k kredi art\u0131\u015f\u0131 ile ekonomik b\u00fcy\u00fcme aras\u0131ndaki ili\u015fkiyi\u00a0etkileyen ba\u015fka etkenleri hesaba katt\u0131\u011f\u0131m\u0131zda, asl\u0131nda bu ili\u015fki de\u011fi\u015fmedi, ama di\u011fer etkenler
\nge\u00e7mi\u015fe g\u00f6re farkl\u0131. Bu olas\u0131l\u0131k da “zararlar\u0131n finansman\u0131” olgusunu i\u00e7eriyor.<\/p>

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