{"id":27854,"date":"2013-09-18T21:16:15","date_gmt":"2013-09-18T19:16:15","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=27854"},"modified":"2013-09-18T21:16:28","modified_gmt":"2013-09-18T19:16:28","slug":"tarlaya-gomdum-dukkan","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/tarlaya-gomdum-dukkan\/","title":{"rendered":"Tarlaya G\u00f6md\u00fcm D\u00fckkan"},"content":{"rendered":"<p>Ne g\u00fczel t\u00fcrk\u00fclerimiz vard\u0131r\u2026 \u2018Tarlaya ektim so\u011fan, bitmedi yedi do\u011fan\u2026\u201d Ama tarlalar fabrika, \u00e7ift\u00e7iler de m\u00fcflis hale gelince durum ilgin\u00e7 bir hal ald\u0131. Ekonomi politikalar\u0131yla tar\u0131m\u0131 bat\u0131ran iktidar\u0131n, Sudan\u2019da gidip tarla kiralamas\u0131na m\u0131 yanars\u0131n\u0131z, yoksa \u00e7ift\u00e7iyi desteklemesi gereken bankan\u0131n gidip AVM\u2019ye verdi\u011fi krediyi bat\u0131rmas\u0131na m\u0131 a\u011flars\u0131n\u0131z?<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-36567412\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bence art\u0131k t\u00fcrk\u00fcn\u00fcn s\u00f6zleri de\u011fi\u015fmeli\u2026 Ziraat Bankas\u0131 i\u00e7in okumal\u0131 sanat\u00e7\u0131lar\u0131m\u0131z\u2026 \u201cTarlaya g\u00f6md\u00fcm d\u00fckk\u00e2n\u201d diye ba\u015flamal\u0131 ilk m\u0131sras\u0131\u2026 \u00c7\u00fcnk\u00fc \u00e7ift\u00e7inin, k\u00f6yl\u00fcn\u00fcn bankas\u0131 olmas\u0131 gereken Ziraat, \u0130stanbul\u2019da Ora Al\u0131\u015fveri\u015f Merkezi\u2019ne tam 270 milyon Avro g\u00f6md\u00fc.<\/p>\n<p>\u00dcstelik bug\u00fcn bankadan yap\u0131lan yaz\u0131l\u0131 a\u00e7\u0131klama da g\u00fcleriz a\u011flanacak halimize cinsinden\u2026 \u015eirket \u00f6nce ba\u015fka bir bankadan 10 y\u0131l vadeli 160 milyon Avro kredi temin ediyor. Sahipleri taahh\u00fctlerini yerine getirmeyince mevcut kredinin kullan\u0131m\u0131 da durduruluyor.<\/p>\n<p>Sonra ne mi oluyor? Aranan kan 2010 y\u0131l\u0131nda Ziraat\u2019ten bulunuyor. 3 y\u0131l \u00f6demesiz, 12 y\u0131l vadeli 270 milyon Avro kredi veriliyor. Elbette ortaklar sermaye art\u0131r\u0131m\u0131 ba\u015fta olmak \u00fczere yine taahh\u00fctlerini yerine getirmiyorlar. Tesis 2011\u2019de yar\u0131m yamalak a\u00e7\u0131l\u0131yor, sonra da 2-3 ay i\u00e7inde kapan\u0131yor.<\/p>\n<p>Sonra dava ve toplant\u0131lar, toplant\u0131lar, duru\u015fmalar\u2026. Sonu\u00e7? 50. Asliye Ticaret Mahkemesi 17 Eyl\u00fcl 2013 g\u00fcn\u00fc iflasa karar veriyor. Banka yetkilileri de bundan sonraki a\u015famada hukuk takibini s\u00fcrd\u00fcreceklerini a\u00e7\u0131kl\u0131yorlar.<\/p>\n<p>Ne alacaks\u0131n\u0131z? AVM\u2019nin parke ta\u015flar\u0131n\u0131 m\u0131 ya da \u015firkette kald\u0131ysa ofis koltuklar\u0131n\u0131 m\u0131? Sonu\u00e7 belli. \u00c7ocukken pazarda ba\u011f\u0131rd\u0131\u011f\u0131m\u0131z gibi: Buz gibi so\u011fuk sudan i\u00e7en\u2026<\/p>\n<p>\u015eimdi gelelim kritik soruya&#8230; Normal bir banka olarak bakt\u0131\u011f\u0131n\u0131zda, mevduat sahiplerinin tasarruflar\u0131n\u0131 daha \u00f6nce sorun ya\u015fam\u0131\u015f bir \u015firkete nas\u0131l aktar\u0131rs\u0131n\u0131z?<\/p>\n<p>Daha beteri var; siz kamu bankas\u0131 vasf\u0131n\u0131 ta\u015f\u0131yorsunuz. Nerede bir medya kurulu\u015fu i\u00e7in \u00e7ok hat\u0131rl\u0131 insanlar araya girmesine ra\u011fmen \u2018bu i\u015f y\u00fcce divanl\u0131k\u2019 diyerek kredi talebini reddeden do\u011fru tav\u0131r?<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2993441618\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Sorun burada da bitmiyor. Ziraat sadece bir kamu bankas\u0131 da de\u011fil. \u0130\u015fte Ziraat Bankas\u0131\u2019n\u0131n kurulu\u015f amac\u0131 ile ilgili k\u0131sa bir bilgi:<\/p>\n<p>\u201cT\u00fcrkiye\u2019de tar\u0131m\u0131 ve \u00e7ift\u00e7iyi desteklemek amac\u0131yla kurulmu\u015f iktisad\u00ee devlet kurulu\u015fu. 1863\u2019te \u00f6zel bir kanunla, Mithat Pa\u015fa taraf\u0131ndan \u2018Memleket Sand\u0131klar\u0131\u2019 ad\u0131yla kuruldu. 1888\u2019de ad\u0131 \u2018Menafi Sand\u0131klar\u0131\u2019 olarak de\u011fi\u015ftirildi.<\/p>\n<p>Her t\u00fcrl\u00fc banka i\u015flemlerinin yan\u0131 s\u0131ra amac\u0131na uygun olarak \u00e7ift\u00e7ilere \u00e7evirme, donatma ve i\u015fletme kredisi sa\u011flar. Ziraat Bankas\u0131\u2019n\u0131n en \u00f6nemli g\u00f6revlerinden biri de kooperatif\u00e7iliktir. T\u00fcrkiye\u2019nin il ve il\u00e7elerinin t\u00fcm\u00fcnde \u015fubeleri vard\u0131r. Ziraat Bankas\u0131; \u00f6zkaynaklar\u0131, toplam mevduat\u0131 ve kredi hacmi itibariyle T\u00fcrkiye\u2019nin ba\u015fta gelen birka\u00e7 bankas\u0131ndan biridir.\u201d Yani bir ihtisas bankas\u0131d\u0131r.<\/p>\n<p>Bingo ya da tombala\u2026 \u00c7ift\u00e7i batarken kredi yok, sicili bozuk AVM\u2019ye var \u00f6yle mi? O zaman hep beraber: \u201cTarlaya g\u00f6md\u00fcm d\u00fckk\u00e2n, bitmedi doland\u0131ran.\u201d<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-159111425\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ne g\u00fczel t\u00fcrk\u00fclerimiz vard\u0131r\u2026 \u2018Tarlaya ektim so\u011fan, bitmedi yedi do\u011fan\u2026\u201d Ama tarlalar fabrika, \u00e7ift\u00e7iler de m\u00fcflis hale gelince durum ilgin\u00e7 bir hal ald\u0131. Ekonomi politikalar\u0131yla&hellip;<\/p>\n","protected":false},"author":5,"featured_media":14653,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-27854","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/27854","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=27854"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/27854\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/14653"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=27854"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=27854"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=27854"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}