{"id":25652,"date":"2013-06-13T09:53:36","date_gmt":"2013-06-13T07:53:36","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=25652"},"modified":"2013-06-13T09:53:36","modified_gmt":"2013-06-13T07:53:36","slug":"merkez-bankasi-ndan-faiz-aciklamasi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/merkez-bankasi-ndan-faiz-aciklamasi\/","title":{"rendered":"Merkez Bankas\u0131&#8217; ndan Faiz A\u00e7\u0131klamas\u0131"},"content":{"rendered":"<p>TCMB&#8217; nin a\u00e7\u0131klamas\u0131nda \u015f\u00f6yle denildi:<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1669690596\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8220;T\u00fcrk liras\u0131 cinsinden kredi kart\u0131 i\u015flemlerinde uygulanacak ayl\u0131k azami akdi faiz oran\u0131 y\u00fczde 2,12\u2019ye, ayl\u0131k azami gecikme faizi oran\u0131 y\u00fczde 2,62\u2019ye d\u00fc\u015f\u00fcr\u00fclm\u00fc\u015f, ABD dolar\u0131 ve Euro cinsinden azami faiz oranlar\u0131nda de\u011fi\u015fiklik yap\u0131lmam\u0131\u015ft\u0131r.<\/p>\n<p>13 Haziran 2013 tarih ve 28676 say\u0131l\u0131 Resmi Gazete\u2019de yay\u0131mlanan Kredi Kart\u0131 \u0130\u015flemlerinde Uygulanacak Azami Faiz Oranlar\u0131 Hakk\u0131nda Tebli\u011f (2006\/1)\u2019de De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair 2013\/9 say\u0131l\u0131 Bankam\u0131z Tebli\u011fi ile 1 Temmuz 2013 tarihinden ge\u00e7erli olmak \u00fczere kredi kart\u0131 i\u015flemlerinde uygulanacak\u00a0<b>ayl\u0131k azami akdi faiz oran\u0131<\/b>\u00a0<b>T\u00fcrk Liras\u0131<\/b>\u00a0i\u00e7in y\u00fczde 2,12,\u00a0<b>ABD dolar\u0131\u00a0<\/b>i\u00e7in y\u00fczde 1,70 ve\u00a0<b>Euro<\/b>\u00a0i\u00e7in y\u00fczde 1,64,\u00a0<b>ayl\u0131k azami gecikme faizi oran\u0131<\/b>\u00a0ise\u00a0<b>T\u00fcrk Liras\u0131<\/b>\u00a0i\u00e7in y\u00fczde 2,62,\u00a0<b>ABD dolar\u0131<\/b>\u00a0i\u00e7in y\u00fczde 2,20 ve\u00a0<b>Euro<\/b>\u00a0i\u00e7in ise y\u00fczde 2,14 olarak belirlenmi\u015ftir.<\/p>\n<p>S\u00f6z konusu oranlar azami oranlar olup, bankalarca kredi kart\u0131 i\u015flemlerinde 1 Temmuz 2013 tarihinden itibaren bu oranlar\u0131n \u00fczerinde bir faiz oran\u0131 uygulanmas\u0131 m\u00fcmk\u00fcn bulunmamaktad\u0131r. Bankalar bu oranlar\u0131 ge\u00e7memek \u00fczere faiz oranlar\u0131n\u0131 serbest\u00e7e belirleyebilecektir. 1 Ekim 2013 tarihinden itibaren gelecek \u00fc\u00e7 ayl\u0131k d\u00f6nem i\u00e7in ge\u00e7erli olacak azami faiz oranlar\u0131 bu tarihten \u00f6nce yine Bankam\u0131z taraf\u0131ndan kamuoyuna\u00a0duyurulacakt\u0131r.<\/p>\n<p>Bankalar, di\u011fer \u00fclkelerde oldu\u011fu gibi, kredi kart\u0131 faiz oranlar\u0131n\u0131 bireysel kredi faizlerine g\u00f6re daha y\u00fcksek belirlemektedir. Bu nedenle, k\u0131sa vadeli kredi gereksinimi olan kredi kart\u0131 sahiplerinin bu gereksinimlerini kredi kartlar\u0131 yerine t\u00fcketici kredileri yoluyla kar\u015f\u0131lamalar\u0131 menfaatlerine olacakt\u0131r&#8221;.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TCMB&#8217; nin a\u00e7\u0131klamas\u0131nda \u015f\u00f6yle denildi: &#8220;T\u00fcrk liras\u0131 cinsinden kredi kart\u0131 i\u015flemlerinde uygulanacak ayl\u0131k azami akdi faiz oran\u0131 y\u00fczde 2,12\u2019ye, ayl\u0131k azami gecikme faizi oran\u0131 y\u00fczde&hellip;<\/p>\n","protected":false},"author":2,"featured_media":1923,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-25652","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/25652","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=25652"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/25652\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/1923"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=25652"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=25652"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=25652"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}