{"id":24104,"date":"2013-04-17T07:47:43","date_gmt":"2013-04-17T05:47:43","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=24104"},"modified":"2013-04-17T07:47:53","modified_gmt":"2013-04-17T05:47:53","slug":"ciftciye-sendikasyon-darbesi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/ciftciye-sendikasyon-darbesi\/","title":{"rendered":"\u00c7ift\u00e7iye Sendikasyon Darbesi"},"content":{"rendered":"<p>\u00dclkedeki b\u00fcy\u00fck g\u00fcr\u00fclt\u00fcn\u00fcn i\u00e7inde hafta sonunda \u00f6nemli bir anla\u015fmaya imza at\u0131ld\u0131. T\u00fcrkiye\u2019de \u00e7ift\u00e7inin ve tar\u0131m\u0131n en \u00f6nemli g\u00fcvencesi olan Ziraat Bankas\u0131 uluslararas\u0131 d\u00fczeyde tarihinde ilk kez sendikasyon anla\u015fmas\u0131n\u0131 yapt\u0131.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-778225866\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u015eimdi meselenin iki boyutu var. Olumlu a\u00e7\u0131dan bak\u0131ld\u0131\u011f\u0131nda, \u00fclkede mevduatlarla ve devlet politikalar\u0131yla yarat\u0131lan bir bankan\u0131n, Memleket Sand\u0131klar\u0131 ile Osmanl\u0131\u2019dan ba\u015flayan ve Cumhuriyet\u2019in sahiplenerek b\u00fcy\u00fctt\u00fc\u011f\u00fc bir projenin geldi\u011fi olumlu sonucu g\u00f6rmek m\u00fcmk\u00fcn.<\/p>\n<p>Her ne kadar son y\u0131llarda kurulu\u015f felsefesine ters bir bi\u00e7imde a\u011f\u0131rl\u0131\u011f\u0131n\u0131 mevduat bankac\u0131l\u0131\u011f\u0131na y\u00f6neltmi\u015f olsa da, yine de gelinen noktada yanl\u0131\u015f politikalardan d\u00f6n\u00fclmesi halinde, Almanya\u2019daki \u00f6rne\u011fi gibi T\u00fcrk tar\u0131m\u0131n\u0131 belli bir noktaya getirecek en \u00f6nemli finansal ihtisas kurulu\u015fudur.<\/p>\n<p>Peki kurulu\u015f felsefesi nedir? \u201cSat\u0131lmas\u0131 m\u00fcmk\u00fcn olan gayrimenkul rehini ve kuvvetli kefalet kar\u015f\u0131l\u0131\u011f\u0131nda \u00e7ift\u00e7iye kredi kulland\u0131rmak, faiz kar\u015f\u0131l\u0131\u011f\u0131nda tevdiat kabul etmek, ziraate ili\u015fkin sarrafl\u0131k ve arac\u0131l\u0131k i\u015fleri yapmak.\u201d Bu nedenle de kalk\u0131nmada rol model olma g\u00f6revi \u00fcstlenmi\u015f ve her zaman kamu taraf\u0131ndan desteklenmi\u015ftir.<\/p>\n<p>Yak\u0131n zamanda T.C. ibaresinin kald\u0131r\u0131lmas\u0131yla tart\u0131\u015fmalar\u0131n oda\u011f\u0131na oturan ve asl\u0131nda siyasi bir yakla\u015f\u0131mdan \u00e7ok, \u015fahsi kanaatim odur ki, \u00f6zelle\u015ftirme s\u00fcrecinde \u00f6n\u00fcn\u00fcn a\u00e7\u0131lmas\u0131 i\u00e7in yap\u0131lan bir uygulama ile g\u00fcndeme geldi. Neticede ba\u015f\u0131nda T.C. ibaresi olan bir kurumu, olmayana oranla satmak daha zor ve tart\u0131\u015fmal\u0131d\u0131r.<\/p>\n<p>Bu arada \u00f6zelle\u015ftirmesine de kesinlikle kar\u015f\u0131 oldu\u011fumu, aksine amac\u0131na uygun hale getirilerek \u00e7al\u0131\u015ft\u0131r\u0131lmas\u0131 gerekti\u011fi fikrini ta\u015f\u0131d\u0131\u011f\u0131m\u0131 da belirtmek isterim. \u015eimdi gelelim sendikasyon anla\u015fmas\u0131n\u0131n konu\u015fulmayan boyutuna\u2026<\/p>\n<p>E\u011fer bir finansal kurum, \u00f6z kaynaklarla \u00e7al\u0131\u015fmay\u0131 terk edip, uluslararas\u0131 finansmandan kredi yani T\u00fcrk\u00e7esi bor\u00e7 al\u0131p, bor\u00e7 vermeye kalk\u0131yorsa, y\u00f6netimin inisiyatifi nedeniyle sonun ba\u015flang\u0131c\u0131na da ad\u0131m at\u0131yor demektir.<\/p>\n<p>K\u0131s\u0131r d\u00f6ng\u00fc i\u00e7inde, al\u0131p tekrar \u00f6dedi\u011finiz kredi kart\u0131 borcunuz gibi d\u00fc\u015f\u00fcn\u00fcn. Yani bug\u00fcnk\u00fc bankac\u0131l\u0131\u011f\u0131n durumu\u2026 \u00a0Ziraat bu sendikasyonu al\u0131p da\u011f\u0131t\u0131rsa, ki adresin \u00e7ift\u00e7i olmayaca\u011f\u0131 a\u00e7\u0131k, bir ka\u00e7 sefer sonraki sendikasyonda tekrar para al\u0131m\u0131 yapabilmek i\u00e7in dayat\u0131lan kriterlere ve uluslararas\u0131 sermayenin finans politikalar\u0131na uymak zorunda kalacakt\u0131r.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-4135472943\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bu ne zaman b\u00f6yle bir sonu\u00e7 vermez? E\u011fer siz uluslararas\u0131 \u00e7apta sermayeye ve g\u00fcce sahip bir banka iseniz, sendikasyon ve dayat\u0131lan politikalara da kar\u015f\u0131 \u00e7\u0131kabilirsiniz. Ama bug\u00fcn bankac\u0131l\u0131k sistemimizin toplam b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn bat\u0131daki baz\u0131 bankalar\u0131n aktif b\u00fcy\u00fckl\u00fc\u011f\u00fcne dahi eri\u015femedi\u011fini dikkate al\u0131rsan\u0131z, sonucu tahmin etmekte de zorlanm\u0131yorsunuz.<\/p>\n<p>Halen i\u015f i\u015ften ge\u00e7mi\u015f de\u011fildir. 20 \u00fclkeden 40 bankan\u0131n kat\u0131ld\u0131\u011f\u0131 anla\u015fmaya ra\u011fmen, para kullan\u0131lmazsa, \u00f6z politikalar uygulanabilir. Ama sendikasyon anaforuna girilirse, \u00f6nce politikalar, sonra \u00e7ift\u00e7i kredileri, en son da banka gidecektir. T\u00fcm bunlar\u0131n sa\u011flamas\u0131n\u0131 Ziraat\u2019in \u00f6zelle\u015ftirme listesinde oldu\u011fu ger\u00e7e\u011fiyle yaparsan\u0131z, sonucu da tahmin edersiniz.<\/p>\n<p>Umar\u0131m yan\u0131l\u0131r\u0131m, ama k\u0131s\u0131r d\u00f6ng\u00fcye ad\u0131m\u0131n ba\u015far\u0131 olarak haber yap\u0131ld\u0131\u011f\u0131 bu \u00fclkede, insan da ister istemez \u00fcrk\u00fcyor. Son s\u00f6z\u00fcm\u00fcz\u00fcn \u2018Elveda T\u00fcrk tar\u0131m\u0131\u2019 olmamas\u0131 dile\u011fiyle.<\/p>\n<p>cetinunsalan@yahoo.com<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-513953539\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00dclkedeki b\u00fcy\u00fck g\u00fcr\u00fclt\u00fcn\u00fcn i\u00e7inde hafta sonunda \u00f6nemli bir anla\u015fmaya imza at\u0131ld\u0131. T\u00fcrkiye\u2019de \u00e7ift\u00e7inin ve tar\u0131m\u0131n en \u00f6nemli g\u00fcvencesi olan Ziraat Bankas\u0131 uluslararas\u0131 d\u00fczeyde tarihinde ilk&hellip;<\/p>\n","protected":false},"author":5,"featured_media":14653,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-24104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/24104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=24104"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/24104\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/14653"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=24104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=24104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=24104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}