{"id":21643,"date":"2012-12-04T17:43:38","date_gmt":"2012-12-04T15:43:38","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=21643"},"modified":"2012-12-05T11:05:03","modified_gmt":"2012-12-05T09:05:03","slug":"senenin-son-ayi-faizde-kalmak-en-iyisi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/senenin-son-ayi-faizde-kalmak-en-iyisi\/","title":{"rendered":"Senenin son ay\u0131 faizde kalmak en iyisi\u2026"},"content":{"rendered":"<p>Senenin son ay\u0131 faizde kalmak en iyisi\u2026<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1352822153\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u015eu s\u0131ralar enflasyon d\u00fc\u015fse de(!) her nedense mevduat faizlerine bir haller oluyor. Havalar sertle\u015firken, faizlerin \u0131s\u0131nmas\u0131 baya\u011f\u0131 dikkat \u00e7ekici bir durum.<\/p>\n<p>Ho\u015f geldin be\u015f gittin faizleri, nerde ise 9,50\u2019ler de geziniyor.<\/p>\n<p>Ortalama bir hesaplama ile <strong>0.85&#215;9.5= 8,075 o<\/strong> da ayl\u0131k <strong>0.68<\/strong> net bir getiri ediyor. \u00dcstelik bu t\u00fcr g\u00fcnl\u00fck i\u015fleme a\u00e7\u0131k ama gece repo gibi i\u015flem g\u00f6ren, bu t\u00fcr, isimleri kendinden menkul hesaplardan, ihtiya\u00e7 halinde para \u00e7ekmek ya da para ekleme kolayl\u0131klar\u0131 da dikkate al\u0131n\u0131rsa <strong>k\u00fc\u00e7\u00fck yat\u0131r\u0131mc\u0131lar i\u00e7in bu karavela ortam\u0131nda g\u00fcvenli bir liman olarak g\u00f6z\u00fckmektedir.<\/strong><\/p>\n<p><strong>Borsa cazibesini devam ettiriyor elbette. E\u011fer b\u00f6yle bir \u00e7ekim alan\u0131 olu\u015fmasa kim giderde mal al\u0131r? Madem al\u0131\u015flar art\u0131yor ve rekora gidi\u015flerden bahsediliyor, o zaman niye al\u0131mlar\u0131 kar\u015f\u0131layan sat\u0131\u015flar ya da kar ger\u00e7ekle\u015fmeleri yap\u0131l\u0131yor?<\/strong>\u00a0\u00a0<\/p>\n<p>H\u00fclasa <strong>k\u00fc\u00e7\u00fck yat\u0131r\u0131mc\u0131<\/strong> i\u00e7in borsa hi\u00e7te ho\u015f g\u00f6z\u00fckm\u00fcyor zira zemin \u00e7ok y\u00fcksek ve bir o derecede kayganla\u015ft\u0131! Elbette dolar\u0131n 1.78\u2019de gezinmesi de bu faiz,\u00a0borsa\u00a0oyununun bir ba\u015fka y\u00f6n\u00fc ama nereye kadar?<\/p>\n<p>Merkez bankas\u0131n\u0131n kas\u0131m enflasyonuna bakarak faiz indirmesini bekleyenler, \u015fu soruyu da kendilerine sormalar\u0131 gerekir. T\u00dcFE neden Kas\u0131m ay\u0131nda bu kadar ve beklenenden d\u00fc\u015f\u00fck \u00e7\u0131kt\u0131?<\/p>\n<p>Bu sorunun cevab\u0131 gene T\u00dcFE\u2019nin i\u00e7inde gizli ve g\u0131da maddelerinde ki negatif de\u011ferle \u00e7ok yak\u0131ndan ilgili. T\u00fcketici Kas\u0131m ay\u0131nda i\u015ften artmaz di\u015ften artar diyerek, g\u0131da t\u00fcketimini de minimize etmi\u015f g\u00f6r\u00fcn\u00fcyor.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2700191135\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong>Bu asl\u0131nda \u00e7ok \u00f6nemli bir sosyal uyar\u0131 (!) elbette g\u00f6rmek isteyenlere, ama g\u00fcn\u00fcm\u00fcz\u00fcn ekonomi siyasetinde \u00e7al\u0131\u015fanlar\u0131n ak\u00e7eli sorunlar\u0131, hi\u00e7 g\u00fcndeme getirilmedi\u011fi ve ekonomik dengenin hep bu kesim \u00fczerinde ki k\u0131s\u0131tlamalarla \u00e7\u00f6z\u00fcmlenmeye \u00e7al\u0131\u015f\u0131ld\u0131\u011f\u0131 i\u00e7in 2013 pekte ho\u015f bir g\u00f6r\u00fcn\u00fcm sergilemiyor.<\/strong><\/p>\n<p>\u00a0\u00d6n\u00fcm\u00fczde ki \u00fc\u00e7 ayl\u0131k vadeli mevduat faizlerinin de bir\u00e7ok bankada 8ila 8,50 gibi de\u011ferler aras\u0131nda olu\u015fmas\u0131, elbette daha da y\u00fckselebilece\u011finin bir i\u015fareti olsa gerek.<\/p>\n<p><strong>Mevduat faizlerinin daha \u00f6ncede belirtti\u011fim gibi, Aral\u0131k ay\u0131nda y\u00fckselmesi benim ve benzer d\u00fc\u015f\u00fcnceyi payla\u015fanlar i\u00e7in hi\u00e7te s\u00fcrpriz olu\u015fturmad\u0131. Ayl\u0131k ya da uygun faiz f\u0131rsat\u0131 yakalan\u0131rsa, iki ve ya \u00fc\u00e7 ay vadeli s\u00fcreler, k\u00fc\u00e7\u00fck yat\u0131r\u0131mc\u0131 i\u00e7in gene en g\u00fcvenli yat\u0131r\u0131m olsa gerek.<\/strong><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Senenin son ay\u0131 faizde kalmak en iyisi\u2026 \u015eu s\u0131ralar enflasyon d\u00fc\u015fse de(!) her nedense mevduat faizlerine bir haller oluyor. Havalar sertle\u015firken, faizlerin \u0131s\u0131nmas\u0131 baya\u011f\u0131 dikkat&hellip;<\/p>\n","protected":false},"author":10,"featured_media":21644,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-21643","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/21643","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=21643"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/21643\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/21644"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=21643"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=21643"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=21643"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}