{"id":20266,"date":"2012-10-01T12:16:11","date_gmt":"2012-10-01T10:16:11","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=20266"},"modified":"2012-10-02T08:01:42","modified_gmt":"2012-10-02T06:01:42","slug":"ufukta-gozukenler-ve-ufuk-otesi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/ufukta-gozukenler-ve-ufuk-otesi\/","title":{"rendered":"Ufukta g\u00f6z\u00fckenler ve ufuk \u00f6tesi!"},"content":{"rendered":"<p>Ufukta g\u00f6z\u00fckenler ve ufuk \u00f6tesi!<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3918972834\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Son yap\u0131lan zamlar, \u00f6zelliklede elektrik ve do\u011fal gaza yap\u0131lanlar belli ki yakla\u015fan b\u00fct\u00e7e \u00e7al\u0131\u015fmalar\u0131nda ki olumsuzluklar\u0131 asgariye indirmek i\u00e7in yap\u0131lm\u0131\u015f.<\/p>\n<p>Her ne kadar d\u0131\u015f d\u00fcnyada ya\u015fanan olumsuzluklar ve ekonomik de\u011ferler, maliyetler dikkate al\u0131narak bu zamlar\u0131 yapmak zorunday\u0131z dense de, g\u00f6r\u00fcn\u00fcrde k\u00fcresel de\u011ferlerde b\u00f6yle bir fiyat art\u0131\u015f\u0131 g\u00f6zlenmemektedir. Zaten sorun, bu ve benzeri ithal enerji \u00fcr\u00fcnlerinde ve ham maddelerinde ki art\u0131\u015f ve maliyetlerinden ziyade, bunlar\u0131n ederinin \u00e7ok \u00fcst\u00fcnde ki vergi y\u00fck\u00fcndedir.<\/p>\n<p>Vergi y\u00fck\u00fc ile ba\u011flaml\u0131, genel fiyatlar\u0131n a\u015f\u0131r\u0131 artmas\u0131, dolayl\u0131 olarak t\u00fcketicinin kemerini s\u0131kmas\u0131n\u0131 da beraberinde getirmektedir.<\/p>\n<p><strong>T\u00fcketim azal\u0131nca vergilerden beklenen gelirde azalmakta bu fasit daireden \u00e7\u0131kmak ve bekleneni hazineye kazand\u0131rmak i\u00e7inde gene bir gerek\u00e7e ya da kulp bulunarak fiyat art\u0131\u015flar\u0131 ile durum d\u00fczeltilmeye \u00e7al\u0131\u015f\u0131l\u0131yor ama nereye kadar?<\/strong><\/p>\n<p>\u00d6n\u00fcm\u00fczde ki son \u00e7eyrek bu az t\u00fcketim ve az \u00fcretimle elde ki stoklar\u0131n bitirilmesine d\u00f6n\u00fck olarak ge\u00e7ece\u011fe benziyor. Yeni y\u0131l\u0131n ilk \u00e7eyre\u011finden sonra ise kademeli olarak \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrek sonun da ve yerel se\u00e7imlere kadar kademeli olarak \u00fccretlerde daha makul bir art\u0131\u015f, k\u0131smen y\u00fckselen bir t\u00fcketimle canlanan piyasalar g\u00f6rmemiz do\u011fal kar\u015f\u0131lanmal\u0131d\u0131r.<\/p>\n<p>Bu s\u00fcre\u00e7te ne yapabilinire gelince?<\/p>\n<p>Bu y\u0131l\u0131n son \u00fc\u00e7 ay\u0131na kadar, ama sadece zorunlu olan, dayan\u0131kl\u0131 mal, m\u00fclk konusunda al\u0131m ya da yat\u0131r\u0131m yap\u0131labilinir.\u00a0 Gelecek y\u0131l\u0131n ilk \u00e7eyre\u011finden sonra, param\u0131z\u0131n daha az de\u011ferli, faizin ise elbette stopaj ve sair vergileri \u00f6demeyen yabanc\u0131lar i\u00e7in daha avantajl\u0131 olaca\u011f\u0131 g\u00f6r\u00fclmektedir.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1937225288\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong>\u00d6n\u00fcm\u00fczde ki y\u0131l, se\u00e7im sonu\u00e7lar\u0131 sonras\u0131nda gelecek y\u0131llarda, yap\u0131lacak genel se\u00e7im ve cumhurba\u015fkan\u0131 se\u00e7imleri, cari a\u00e7\u0131\u011f\u0131 da, ekonomik canlanmay\u0131 da, h\u00fclasa harcamalar\u0131 art\u0131ran y\u0131llar olarak g\u00f6z\u00fckmektedir. Ayr\u0131ca d\u00f6vizin son aylarda kararl\u0131 kalmas\u0131 ve bu seviyelerin alt\u0131na art\u0131k gelmesi pek m\u00fcmk\u00fcn g\u00f6r\u00fclmedi\u011fine g\u00f6re, stoklar\u0131n t\u00fckenmesi sonucu yap\u0131lacak ihracata d\u00f6n\u00fck mal ithalatlar\u0131nda da maliyetler y\u00fckseltecek ve bu da ister istemez fiyat art\u0131\u015flar\u0131n\u0131 beraberinde oda \u00a0&#8221;enflasyonun yukar\u0131&#8221; \u00a0t\u0131rmanmams\u0131n\u0131 do\u011furacakt\u0131r.<\/strong><\/p>\n<p>Bu ekonomik konjonkt\u00fcr de, k\u00fc\u00e7\u00fck yat\u0131r\u0131mc\u0131 ve \u00fccretliler olarak yap\u0131lacak en do\u011fru \u015fey gene TL ve k\u0131sa s\u00fcreli vadelerde kalmak ya da gene k\u0131sa vadede cazip faizli hazine ka\u011f\u0131tlar\u0131n da kalmak olabilir. Hazine ka\u011f\u0131d\u0131nda bilindi\u011fi gibi stopaj %10 vadeli mevduatta ise % 15 oldu\u011funu, vadeli mevduatta \u00f6nerilen faizi net faize \u00e7evirmek i\u00e7in 0.85, hazine ka\u011f\u0131d\u0131nda ise 0.9 \u00e7arparak yapabilirsiniz.<\/p>\n<p><strong>\u00d6rnek; e\u011fer bir bankaya y\u00fczde 8 faizle bir para yat\u0131rm\u0131\u015fsan\u0131z bunun ar\u0131nd\u0131r\u0131lm\u0131\u015f net faizi 8&#215;0.85=6,8 bu de\u011feri de 365 g\u00fcne b\u00f6lerseniz, 6,8 \/ 365=0,01863 g\u00fcnl\u00fck getiriye denk gelmektedir. Ayl\u0131k ise 30&#215;0,01863=0,56 yakla\u015f\u0131k bir getiri g\u00f6r\u00fclmektedir.<\/strong><\/p>\n<p>Likit fon ve fonlar\u0131n, her bozumunda bir oran i\u00e7ersinde, hesap i\u015fletim, stopaj ve \u015fimdide MKK kesintisi, hisse senedi takas bank, y\u0131ll\u0131k saklama \u00fccretlerinin ise k\u00fc\u00e7\u00fck yat\u0131r\u0131mc\u0131lar ile b\u00fcy\u00fck yat\u0131r\u0131mc\u0131lar\u0131n, sahip olduklar\u0131 mebla\u011f\u0131n, makul oran\u0131na g\u00f6re(!) de\u011fil de, ayn\u0131 ve standart oranda \u00fccret \u00f6demesi de k\u00fc\u00e7\u00fck yat\u0131r\u0131mc\u0131lar\u0131n kar etmesi bir yana, eksi getirilere ve anaparalar\u0131n\u0131n bile erimesine neden olmaktad\u0131r.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1665221207\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong>Unutmayal\u0131m!<\/strong><\/p>\n<p><strong>B\u00fcy\u00fck yat\u0131r\u0131mc\u0131 paras\u0131n\u0131 da\u011fdan da\u011fa a\u015f\u0131r\u0131r, ama k\u00fc\u00e7\u00fck yat\u0131r\u0131mc\u0131 d\u00fcz ovada \u015fa\u015f\u0131r\u0131r. Eldeki bir ku\u015f \u00e7al\u0131daki iki ku\u015ftan iyidir. Gelecek, k\u00fc\u00e7\u00fck yat\u0131r\u0131mc\u0131 i\u00e7in ne yaz\u0131k ki gene b\u00f6yle g\u00f6z\u00fck\u00fcyor\u2026<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ufukta g\u00f6z\u00fckenler ve ufuk \u00f6tesi! Son yap\u0131lan zamlar, \u00f6zelliklede elektrik ve do\u011fal gaza yap\u0131lanlar belli ki yakla\u015fan b\u00fct\u00e7e \u00e7al\u0131\u015fmalar\u0131nda ki olumsuzluklar\u0131 asgariye indirmek i\u00e7in yap\u0131lm\u0131\u015f.&hellip;<\/p>\n","protected":false},"author":10,"featured_media":17705,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-20266","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/20266","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=20266"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/20266\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/17705"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=20266"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=20266"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=20266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}