{"id":19883,"date":"2012-09-21T08:28:41","date_gmt":"2012-09-21T06:28:41","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=19883"},"modified":"2012-09-21T08:28:53","modified_gmt":"2012-09-21T06:28:53","slug":"kredi-faizleri-hizli-dusemez","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/kredi-faizleri-hizli-dusemez\/","title":{"rendered":"Kredi Faizleri H\u0131zl\u0131 D\u00fc\u015femez!"},"content":{"rendered":"<p>Merkez Bankas\u0131 Para Politikas\u0131 Kurulu (PPK), nihayet faiz koridorunun \u00fcst band\u0131n\u0131 a\u015fa\u011f\u0131 \u00e7ekti. Y\u00fczde 5.75 olan ve haftal\u0131k repo fonlama faizine denk gelen \u201calt bantta\u201d bir de\u011fi\u015fiklik yap\u0131lmazken; pratikte pek de fazla \u00f6nemi kalmam\u0131\u015f olan \u2018gecelik bor\u00e7 verme faiz oran\u0131n\u0131\u2019 150 baz puanl\u0131k indirirek y\u00fczde 11.5\u2019ten y\u00fczde 10\u2019a d\u00fc\u015f\u00fcrd\u00fc. A\u00e7\u0131k Piyasa \u0130\u015flemleri (AP\u0130) \u00e7er\u00e7evesinde piyasa yap\u0131c\u0131s\u0131 bankalara repo i\u015flemleri yoluyla tan\u0131nan bor\u00e7lanma imkan\u0131n\u0131n faiz oran\u0131 da y\u00fczde 11\u2019den y\u00fczde 9.5\u2019e, ge\u00e7 likidite penceresi bor\u00e7 verme faiz oran\u0131n\u0131 da y\u00fczde 14.5\u2019ten y\u00fczde 13\u2019e indirdi.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2676833487\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Kurul karar\u0131ndan sonra d\u00f6viz i\u00e7in kullan\u0131lan Rezerv Opsiyon Katsay\u0131lar\u0131 (ROK) b\u00fct\u00fcn dilimlerde 0.2 puan art\u0131r\u0131ld\u0131\u011f\u0131 a\u00e7\u0131kland\u0131. Bu art\u0131\u015fla Merkez Bankas\u0131\u2019n\u0131n rezervlerinin 3.6 milyar dolar artaca\u011f\u0131 tahmin ediliyor.<\/p>\n<p>PPK\u2019n\u0131n 100 baz puan olan piyasa beklentilerinden daha fazla bir indirime gitmesi karar\u0131n belki de tek s\u00fcrprizini olu\u015fturuyor. Hafta ba\u015f\u0131ndaki yaz\u0131mda da belirtti\u011fim \u00fczere benim beklentim 100 baz puandan fazla olmas\u0131yd\u0131. Ancak beni as\u0131l yan\u0131ltan MB\u2019nin faiz alt band\u0131n\u0131 aynen korumas\u0131yd\u0131. Her ne kadar \u00f6nceki g\u00fcnk\u00fc faiz indirimi haberi piyasalar\u0131 az da olsa memnun etse de pratikte \u00e7ok da fazla bir anlam\u0131 olmayacak!<\/p>\n<p>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <a href=\"http:\/\/haber.gazetevatan.com\/Haber\/482210\/1\/Gundem#.UFwM_bLN9po\" target=\"_blank\" data-wpel-link=\"external\" rel=\"nofollow external noopener\"><strong>TIKLAYINIZ.<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131 Para Politikas\u0131 Kurulu (PPK), nihayet faiz koridorunun \u00fcst band\u0131n\u0131 a\u015fa\u011f\u0131 \u00e7ekti. Y\u00fczde 5.75 olan ve haftal\u0131k repo fonlama faizine denk gelen \u201calt bantta\u201d&hellip;<\/p>\n","protected":false},"author":19,"featured_media":910,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-19883","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/19883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=19883"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/19883\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/910"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=19883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=19883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=19883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}