{"id":19804,"date":"2012-09-19T08:08:42","date_gmt":"2012-09-19T06:08:42","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=19804"},"modified":"2012-09-19T08:08:57","modified_gmt":"2012-09-19T06:08:57","slug":"care-bulundu-mevduat-faizi-yuksek-kredi-faizi-dusuk-olsun","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/care-bulundu-mevduat-faizi-yuksek-kredi-faizi-dusuk-olsun\/","title":{"rendered":"\u00c7are Bulundu: Mevduat Faizi Y\u00fcksek, Kredi Faizi D\u00fc\u015f\u00fck Olsun"},"content":{"rendered":"<p>\u0130ktisat\u00e7\u0131lar, ekonomiyi canland\u0131rmak i\u00e7in, faizlerin d\u00fc\u015f\u00fcr\u00fclmesi gerekti\u011fini s\u00f6yler.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3778248285\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Ayn\u0131 \u015fekilde ekonomiyi yava\u015flatarak, enflasyonu d\u00fc\u015f\u00fcrmek i\u00e7in faizlerin y\u00fckseltilmesi tavsiye edilir. Faiz d\u00fczeyi ile ekonomik faaliyetin ters orant\u0131l\u0131 olmas\u0131, belli \u015fartlar alt\u0131nda ge\u00e7erli bir \u201c<strong>sebep-sonu\u00e7\u201d\u00a0<\/strong>ili\u015fkisidir. Yani faiz d\u00fc\u015f\u00fcnce, ekonomi \u0131s\u0131n\u0131r; y\u00fckselince so\u011fur. Pek tabii her iki durumda da\u00a0<strong>\u201cenflasyonun y\u00fckselmesi<\/strong>\u201d veya tersine \u201ci\u015fsizli\u011fin artmas\u0131\u201d gibi istenmeyen sonu\u00e7lar ortaya \u00e7\u0131kabilir. Ama \u201c<strong>papaz, her zaman pilav yemez<\/strong>\u201d misali ekonomide, bu ve benzeri mekanizmalar her zaman istenilen sonucu vermez. Vermemesinin sebebi, kural\u0131n ge\u00e7ersiz olmas\u0131 de\u011fil, kural\u0131n i\u015fledi\u011fi \u015fartlar\u0131n mevcut olmas\u0131d\u0131r. \u00c7\u00fcnk\u00fc ekonomi, merkezinde<strong>\u00a0\u201cinsan\u201d\u00a0<\/strong>olan karma\u015f\u0131k bir sosyal sistemdir. Faiz, insan davran\u0131\u015flar\u0131n\u0131 de\u011fi\u015ftirdi\u011fi oranda etkilidir.<\/p>\n<p><strong>SIFIR FA\u0130Z TUZA\u011eI: SIFIR B\u00dcY\u00dcME<\/strong><\/p>\n<p>Birka\u00e7 y\u0131l \u00f6nce kaybetti\u011fimiz hocam Sadun Aren, bir g\u00fcn s\u0131n\u0131fta\u00a0<strong>\u201cfaiz, s\u0131f\u0131r olunca b\u00fcy\u00fcme ne olur?\u201d\u00a0<\/strong>diye bir soru sormu\u015ftu. Tart\u0131\u015fmalar\u00a0<strong>\u201cs\u0131f\u0131r faizin, s\u0131f\u0131r b\u00fcy\u00fcmeye<\/strong>\u201d sebep olabilece\u011fi h\u00fckm\u00fcyle sonu\u00e7lanm\u0131\u015ft\u0131. \u00c7\u00fcnk\u00fc \u201c<strong>s\u0131f\u0131r faiz\u201d<\/strong>\u00a0demek, sadece kredi faizinin s\u0131f\u0131r olmas\u0131 de\u011fil, mevduat faizinin s\u0131f\u0131r alt\u0131, yani eksi olmas\u0131 demekti. B\u00fct\u00e7eden, bankalara yap\u0131lan do\u011frudan ve dolayl\u0131 desteklemeler hari\u00e7 tutulursa, \u201c<strong>kredi faizi, mevduat faizinden y\u00fcksek olmak\u201d<\/strong>\u00a0zorundad\u0131r.<\/p>\n<p>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <a href=\"http:\/\/www.hurriyet.com.tr\/yazarlar\/21499667.asp\" target=\"_blank\" data-wpel-link=\"external\" rel=\"nofollow external noopener\"><strong>TIKLAYINIZ.<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130ktisat\u00e7\u0131lar, ekonomiyi canland\u0131rmak i\u00e7in, faizlerin d\u00fc\u015f\u00fcr\u00fclmesi gerekti\u011fini s\u00f6yler. Ayn\u0131 \u015fekilde ekonomiyi yava\u015flatarak, enflasyonu d\u00fc\u015f\u00fcrmek i\u00e7in faizlerin y\u00fckseltilmesi tavsiye edilir. Faiz d\u00fczeyi ile ekonomik faaliyetin ters&hellip;<\/p>\n","protected":false},"author":14,"featured_media":936,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-19804","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/19804","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=19804"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/19804\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/936"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=19804"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=19804"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=19804"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}