{"id":1877,"date":"2011-06-22T10:00:20","date_gmt":"2011-06-22T07:00:20","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=1877"},"modified":"2011-06-22T10:00:20","modified_gmt":"2011-06-22T07:00:20","slug":"bddk-karari-ardindan-faizler-yukseliyor","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/bddk-karari-ardindan-faizler-yukseliyor\/","title":{"rendered":"BDDK Karar\u0131 Ard\u0131ndan Faizler Y\u00fckseliyor"},"content":{"rendered":"<p>BDDK\u2019n\u0131n kredi \u00a0kar\u015f\u0131l\u0131klar\u0131 art\u0131ran genelgesi ard\u0131ndan, h\u00fck\u00fcmetin planlad\u0131\u011f\u0131 gibi kredi faizleri y\u00fckselmeye ba\u015fl\u0131yor.\u00a0 \u0130lk atak Garanti Bankas\u0131ndan geldi, banka konut ve destek kredisinde faizleri y\u00fckseltti. \u00a0\u015eimdi artan faizlerin kredi talebini frenleyip frenlemedi\u011fini izleyece\u011fiz.\u00a0 10 Haziran BBDK verilerine g\u00f6re, genel t\u00fcketici kredileri haricinde zaten t\u00fcm kalemlerde bir yava\u015flama vard\u0131.\u00a0 Y\u0131ll\u0131k b\u00fcy\u00fcme hacmi ise ise %35.5\u2019a d\u00fc\u015ft\u00fc. \u00a0\u00a0\u0130\u015fin enteresan taraf\u0131, h\u00fck\u00fcmetin arzulad\u0131\u011f\u0131 %25 kredi b\u00fcy\u00fcme limitini a\u015fan bankalar aras\u0131nda Halkbank ve Vak\u0131fbank da var. \u00a0H\u00fck\u00fcmet, acaba devlet bankalar\u0131na da fren yapt\u0131racak m\u0131?<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3219670938\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Garanti\u2019den ilk faiz art\u0131\u015f\u0131<\/p>\n<p>BDDK\u2019n\u0131n t\u00fcketici kredilerine ayr\u0131lan kar\u015f\u0131l\u0131klar\u0131 art\u0131rma karar\u0131 sonras\u0131, ilk faiz art\u0131\u015f\u0131 Garanti Bankas\u0131\u2019ndan geldi.<\/p>\n<p>Konutta tabela faiz oranlar\u0131n\u0131 61-120 ay vadede y\u00fczde 1,09\u2032dan y\u00fczde 1,14\u2032e y\u00fckselten banka, destek kredisinde faiz oran\u0131n\u0131 ise 5 bin TL kredi i\u00e7in 36 ay vadede y\u00fczde 1,01\u2032den y\u00fczde 1,16\u2032ye y\u00fckseltti.<\/p>\n<p>Garanti Bankas\u0131\u2019ndan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re, bankan\u0131n mortgage tabela faiz oranlar\u0131, 0 ile 60 ayda vadede y\u00fczde 0,99\u2032dan y\u00fczde 1,04\u2032e, 61-120 ay vadede y\u00fczde 1,09\u2032dan y\u00fczde 1,14\u2032e, 121-240 ay aras\u0131 vadelerde ise y\u00fczde 1,18\u2032den y\u00fczde 1,23\u2032e y\u00fckseltildi.<\/p>\n<p>Garanti\u2019nin destek kredisi kampanyalar\u0131nda ise 5 bin TL\u2019lik 36 ay vadeli kredide ayl\u0131k faiz oran\u0131 y\u00fczde 1,01\u2032dan, y\u00fczde 1,16\u2032e y\u00fckseltildi. Bu mebla\u011f ve vade i\u00e7in taksit tutar\u0131 ise 172,21 TL\u2019den 177,53 TL\u2019ye \u00e7\u0131kt\u0131. Bankan\u0131n, 60 ay vadeli 10 bin TL kredide ayl\u0131k faiz oran\u0131 y\u00fczde 1,06\u2032dan, y\u00fczde 1,23\u2032e \u00e7\u0131karken, taksit tutar\u0131 239,29 TL\u2019den, 252,37 TL\u2019ye ula\u015ft\u0131.<\/p>\n<p>(D\u00fcnya Gazetesi9<\/p>\n<p>TEB:\u00a0 Bankalar\u0131n F\/X riski art\u0131yor<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3056254479\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>TEB Ara\u015ft\u0131rma ise raporunda bankalar\u0131n F\/X kredilerinin F\/X mevduat\u0131n toplam\u0131na eri\u015fti\u011fine dikkat \u00e7ekerek, yurtd\u0131\u015f\u0131nda fonlama maliyetlerinin artmas\u0131 halinde bankalar\u0131n karlar\u0131n\u0131n azalaca\u011f\u0131n\u0131 \u00f6ng\u00f6rd\u00fc.\u00a0 Ayr\u0131ca, bankalar baz\u0131 durumlarda ge\u00e7ici fonlama s\u0131k\u0131nt\u0131s\u0131 da ya\u015fayabilir.\u00a0 Yak\u0131nda F\/X kredileri de yava\u015flayabilir.<\/p>\n<p>UBS ise BDDK karar\u0131 ard\u0131ndan artan kar belirsizli\u011finin banka hisseleri i\u00e7in olumsuz olaca\u011f\u0131 g\u00f6r\u00fc\u015f\u00fcn\u00fc beyan etti.<\/p>\n<p>kaynak<\/p>\n<p><a href=\"http:\/\/www.ekonomihaberyorum.com\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"nofollow external noopener\">http:\/\/www.ekonomihaberyorum.com<\/a><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2554297183\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BDDK\u2019n\u0131n kredi \u00a0kar\u015f\u0131l\u0131klar\u0131 art\u0131ran genelgesi ard\u0131ndan, h\u00fck\u00fcmetin planlad\u0131\u011f\u0131 gibi kredi faizleri y\u00fckselmeye ba\u015fl\u0131yor.\u00a0 \u0130lk atak Garanti Bankas\u0131ndan geldi, banka konut ve destek kredisinde faizleri y\u00fckseltti.&hellip;<\/p>\n","protected":false},"author":2,"featured_media":1878,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1877","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/1877","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=1877"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/1877\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/1878"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=1877"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=1877"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=1877"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}