{"id":17842,"date":"2012-07-22T18:25:07","date_gmt":"2012-07-22T16:25:07","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=17842"},"modified":"2012-07-22T18:25:16","modified_gmt":"2012-07-22T16:25:16","slug":"milletlerin-zenginligi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/milletlerin-zenginligi\/","title":{"rendered":"Milletlerin Zenginli\u011fi"},"content":{"rendered":"<p>\u0130nsanlar bazen kar\u015f\u0131s\u0131ndakini a\u015fa\u011f\u0131lamak i\u00e7in \u201cka\u00e7 paral\u0131k adams\u0131n sen?\u201d diye bir soru sorar.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1746771118\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Faizlerin tavan yapt\u0131\u011f\u0131 y\u0131llarda ben de bir ki\u015finin \u201cka\u00e7 para etti\u011fini\u201d hesaplam\u0131\u015ft\u0131m. \u015e\u00f6yle d\u00fc\u015f\u00fcnm\u00fc\u015ft\u00fcm. Bir emek\u00e7inin y\u0131ll\u0131k \u00fccretine e\u015fit tutarda reel faiz getiren anapara o ki\u015finin (sermaye) de\u011ferine e\u015fittir.\u00a0 Nas\u0131l hesaplad\u0131\u011f\u0131m\u0131 bir \u00f6rnekle anlatay\u0131m. Mesela bir ki\u015finin ayl\u0131\u011f\u0131 2500 TL yani y\u0131ll\u0131k \u00fccret geliri 30.000 TL olsun. O y\u0131l da enflasyon % 10, Hazine Bonosu\u2019nun faizi % 15,5 yani reel faiz de % 5\u2019lerde seyretsin. Bu verilere g\u00f6re y\u0131lda 30.000 TL reel faiz getiren anapara 600 000 lirad\u0131r. \u00c7\u00fcnk\u00fc 600.000 liral\u0131k Hazine Bonosu, % 5 reel faizle yolda 30.000 TL faiz getirir. Bu hesapta emek\u00e7inin \u201ca\u015f\u0131nma\/eskime\/ya\u015flanma\u201d pay\u0131 s\u0131f\u0131r kabul edilmi\u015ftir. Hesab\u0131n mant\u0131\u011f\u0131ndan anla\u015f\u0131laca\u011f\u0131 \u00fczere, reel faizlerin d\u00fc\u015fmesi, \u00e7al\u0131\u015fan insan\u0131n sermaye de\u011ferini art\u0131rma; reel faizlerin y\u00fckselmesi insan\u0131n \u201csermaye\u201d de\u011ferini d\u00fc\u015fmektedir.<\/p>\n<p><strong>M\u0130LL\u0130 BOR\u00c7\u00a0M\u0130LL\u0130 SERVET<\/strong><\/p>\n<p>Bu k\u00f6\u015fede, \u00fclkelerin \u201cmilli gelir\u201d hesab\u0131 yan\u0131nda bir de \u201cmilli servet\u201d hesab\u0131n\u0131n yap\u0131lmas\u0131 gerekti\u011fine birka\u00e7 kez de\u011findim. Sebebi \u201cKamu Borcu \/ Milli Gelir\u201d oran\u0131 % 60\u2019\u0131 ge\u00e7memeli diye bir AB kriteri var. Bu oranda bir sakatl\u0131k mevcuttur. \u00c7\u00fcnk\u00fc milli gelir bir \u201cak\u0131m\u201d iken kamu borcu bir \u201cstok\u201dtur. Kamu borcu da bir \u201cstok\u201ddur. Anlaml\u0131 bir oran ayn\u0131 cinsten iki say\u0131dan olu\u015fmal\u0131d\u0131r. K\u0131saca \u201cStok\/Stok\u201d olmal\u0131 yani \u201cKamu Borcu \/ Milli Servet\u201d hesaplanmal\u0131d\u0131r. Bu oran gibi zaman, zaman bas\u0131nda da yer alan \u201cEn Bor\u00e7lu \u00dclkeler\u201d listesi yapmak da kafa kar\u0131\u015ft\u0131r\u0131r. Nitekim bundan bir s\u00fcre \u00f6nce yay\u0131nlanan \u201cEn Bor\u00e7lu \u00dclkeler\u201d listesinde Almanya ilk s\u0131ralardayd\u0131. Ben de \u201cbu Almanlar acaba, uzaydaki baz\u0131 gezegenlere mi bor\u00e7lu?\u201d diyerek bu listeyle dalga ge\u00e7mi\u015ftim. \u00c7\u00fcnk\u00fc her y\u0131l 200 milyar dolar \u201cCari \u0130\u015flem Fazlas\u0131\u201d veren, yani tasarruf ihra\u00e7 eden Almanya\u2019n\u0131n \u201cbu d\u00fcnyada net borcu\u201d olamazd\u0131.<\/p>\n<p>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <strong><a href=\"http:\/\/www.hurriyet.com.tr\/yazarlar\/21041612.asp\" target=\"_blank\" data-wpel-link=\"external\" rel=\"nofollow external noopener\">TIKLAYINIZ.<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130nsanlar bazen kar\u015f\u0131s\u0131ndakini a\u015fa\u011f\u0131lamak i\u00e7in \u201cka\u00e7 paral\u0131k adams\u0131n sen?\u201d diye bir soru sorar. Faizlerin tavan yapt\u0131\u011f\u0131 y\u0131llarda ben de bir ki\u015finin \u201cka\u00e7 para etti\u011fini\u201d hesaplam\u0131\u015ft\u0131m.&hellip;<\/p>\n","protected":false},"author":14,"featured_media":936,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17842","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/17842","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=17842"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/17842\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/936"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=17842"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=17842"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=17842"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}