{"id":17285,"date":"2012-07-03T15:30:04","date_gmt":"2012-07-03T13:30:04","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=17285"},"modified":"2012-07-03T15:30:13","modified_gmt":"2012-07-03T13:30:13","slug":"turk-kobileri-tehlikede","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/turk-kobileri-tehlikede\/","title":{"rendered":"T\u00fcrk Kobileri Tehlikede"},"content":{"rendered":"<p>T\u00fcrkiye\u2019nin yarat\u0131lan g\u00fcndem sa\u011fana\u011f\u0131 i\u00e7inde sessiz sedas\u0131z bir uygulama ba\u015flad\u0131. Y\u0131llard\u0131r ge\u00e7ece\u011fi s\u00f6ylenen, fakat bug\u00fcne kadar ger\u00e7ek anlamda hi\u00e7bir haz\u0131rl\u0131k yap\u0131lmayan Basel 2 uygulamas\u0131 resmen ba\u015flat\u0131ld\u0131.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-481394750\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>E\u011fer d\u00fcnyada bug\u00fcn ya\u015fanan finansal bir sava\u015f varsa ve \u00fclkeler kendi mallar\u0131n\u0131 di\u011fer pazarlara satabilmek ad\u0131na ac\u0131mas\u0131zca rekabet ediyorsa, 2023 y\u0131l\u0131nda 500 milyar dolar ihracat yapma hedefini her f\u0131rsatta ortaya koyan T\u00fcrkiye\u2019nin bu konudaki ayvaz tavr\u0131 anla\u015f\u0131labilir de\u011fil.<\/p>\n<p>Sermaye yeterlili\u011fi a\u00e7\u0131s\u0131ndan b\u00fcy\u00fck sorunlar\u0131 olan T\u00fcrk \u00f6zel sekt\u00f6r\u00fc, i\u015fletme yap\u0131s\u0131n\u0131n y\u00fczde 99\u2019luk diliminin k\u00fc\u00e7\u00fck ve orta boy i\u015fletmelerden olu\u015ftu\u011fu ger\u00e7e\u011fiyle de\u011ferlendirilirse s\u0131k\u0131nt\u0131n\u0131n b\u00fcy\u00fc\u011f\u00fc \u015fimdi ba\u015fl\u0131yor demektir.<\/p>\n<p>Basel 2 uygulamas\u0131, d\u00fcnya pazar\u0131n\u0131n bat\u0131l\u0131 firmalar\u0131n elinde kalmas\u0131 kapsam\u0131nda uygulamaya sokulan, t\u00fcketim toplumlar\u0131 yarat\u0131rken, firmalar\u0131 dev\u015firme yoluyla eline ge\u00e7iren bir mali sistemin par\u00e7as\u0131d\u0131r. Basel 1 ile finans kurulu\u015flar\u0131n\u0131 yap\u0131land\u0131ranlar\u0131n, 2008 senesinde bu i\u015fe ne kadar ciddiyetle yakla\u015ft\u0131klar\u0131 soygunun ortaya \u00e7\u0131kmas\u0131yla anla\u015f\u0131ld\u0131.<\/p>\n<p>Mali kriterleri esas alan ve buna uygun olarak kredilendirme sistemini d\u00fczenleyen, bilan\u00e7o yap\u0131lar\u0131na g\u00f6re kredi maliyetleri artan ya da azalan i\u015fletmeler ger\u00e7e\u011fini \u00f6n\u00fcm\u00fcze koyan Basel 2 uygulamas\u0131 ise 1 Temmuz 2012 itibariyle resmen ba\u015flat\u0131ld\u0131.<\/p>\n<p>Bankalar\u0131n hali haz\u0131rda kredi vermekten imtina ettikleri, kay\u0131t d\u0131\u015f\u0131 ekonomi nedeniyle ger\u00e7ek zenginliklerini sermayelerine aktaramad\u0131klar\u0131, vergi ve sigorta primlerindeki y\u00fckseklik ve ac\u0131mas\u0131zl\u0131k nedeniyle kay\u0131t i\u00e7ine giremedikleri sistemde kobilerimizi \u015fimdi T\u00fcrk bankalar\u0131 ile de\u011fil, T\u00fcrkiye\u2019deki bankalar tan\u0131m\u0131n\u0131n daha do\u011fru oturaca\u011f\u0131 bir yap\u0131yla kar\u015f\u0131 kar\u015f\u0131ya b\u0131rak\u0131yoruz.<\/p>\n<p>Bu finans kurulu\u015flar\u0131n\u0131n y\u0131llard\u0131r \u2018kobileri destekliyoruz\u2019 ba\u015fl\u0131\u011f\u0131 alt\u0131nda men\u015fei kendilerine ait olan i\u015fletmeleri kredilendirdikleri zaten biliniyor. Ya\u015fanan aleni ya da gizli krizler nedeniyle yast\u0131k alt\u0131 birikimlerini de b\u00fcy\u00fck \u00f6l\u00e7\u00fcde piyasaya kapt\u0131ran i\u015fletmelerimize sahip \u00e7\u0131kmak gerekiyor. E\u011fer ihracat ve istihdam gibi kayg\u0131lar\u0131n\u0131z varsa\u2026<\/p>\n<p>Hele ki d\u00fcnya \u00e7ap\u0131nda b\u00f6ylesine b\u00fcy\u00fck bir kriz ya\u015fan\u0131rken ve \u00fclkeler kendi firmalar\u0131na sahip \u00e7\u0131karken bizim bu kraldan \u00e7ok kralc\u0131 tutumumuzun faturas\u0131 y\u00fcksek olacakt\u0131r. \u00d6n\u00fcm\u00fczdeki s\u00fcre\u00e7te i\u015fletmelerimizin ya el de\u011fi\u015ftirdi\u011fini ya da \u00f6nce ortakl\u0131k, s\u00fcre\u00e7 i\u00e7inde de sermaye art\u0131r\u0131m\u0131yla tamamen ele ge\u00e7irilen bir ger\u00e7ekle kar\u015f\u0131 kar\u015f\u0131ya kald\u0131\u011f\u0131n\u0131 g\u00f6rece\u011fiz.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-514113070\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u015eimdi baz\u0131lar\u0131 \u00e7\u0131k\u0131p, T\u00fcrk i\u015fletmelerinin bu s\u00fcreci ba\u015far\u0131yla a\u015faca\u011f\u0131n\u0131 iddia edecektir. Holding seviyesindeki i\u015fletmelerimizin dahi, Avrupa\u2019n\u0131n orta boy i\u015fletmelerine denk geldi\u011fi ger\u00e7e\u011fini dikkate al\u0131rsan\u0131z, nas\u0131l rekabet edemeyece\u011fimizi de anlars\u0131n\u0131z.<\/p>\n<p>T\u00fcrkiye mutlaka bu uygulamadan geri d\u00f6nmeli, en az\u0131ndan ge\u00e7i\u015f s\u00fcrecini uzatacak yeni d\u00fczenlemelere gitmelidir. Elbette bunu yapt\u0131ktan sonra da, senelerdir yapt\u0131\u011f\u0131 gibi son g\u00fcn\u00fc beklemek yerine, firmalar\u0131 yeni rekabet ko\u015fullar\u0131na g\u00f6re g\u00fc\u00e7lendirmeli ve yap\u0131land\u0131rmal\u0131d\u0131r.<\/p>\n<p>Aksi takdirde 2023 y\u0131l\u0131nda belki 500 milyar dolar ihracat yapars\u0131n\u0131z ama o sat\u0131\u015f\u0131 yapan firmalar size ait olmaz. Kapt\u0131rd\u0131\u011f\u0131n\u0131z i\u00e7 piyasa da ucuza kapat\u0131lan \u015firketlerin bonusu haline gelir.<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2215323796\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye\u2019nin yarat\u0131lan g\u00fcndem sa\u011fana\u011f\u0131 i\u00e7inde sessiz sedas\u0131z bir uygulama ba\u015flad\u0131. Y\u0131llard\u0131r ge\u00e7ece\u011fi s\u00f6ylenen, fakat bug\u00fcne kadar ger\u00e7ek anlamda hi\u00e7bir haz\u0131rl\u0131k yap\u0131lmayan Basel 2 uygulamas\u0131 resmen&hellip;<\/p>\n","protected":false},"author":5,"featured_media":14653,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/17285","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=17285"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/17285\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/14653"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=17285"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=17285"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=17285"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}