Antoine de Saint Exupery\u2019nin \u00e7ok sevdi\u011fim bir s\u00f6z\u00fc var: \u201cYa\u015fam, kitaplar\u0131n \u00f6\u011fretti\u011finden \u00e7ok daha fazlas\u0131n\u0131 \u00f6\u011fretir bize.\u201d<\/div>\n

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Ekonomi kitaplar\u0131n\u0131 okuyan herkes ilk anda d\u00fcnyadaki b\u00fct\u00fcn ekonomik krizleri \u00e7\u00f6zebilece\u011fini d\u00fc\u015f\u00fcn\u00fcr. Okuduklar\u0131n\u0131 sindirmeye, bunlar\u0131 ya\u015fama uyarlamaya ba\u015flay\u0131nca okuduklar\u0131n\u0131n ya\u015famdan kopuk oldu\u011fu d\u00fc\u015f\u00fcncesine kap\u0131l\u0131r ve hayal k\u0131r\u0131kl\u0131klar\u0131 ya\u015far. Bir s\u00fcre sonra orta yolu bulur ve birden \u00e7ok hedefe ayn\u0131 anda ula\u015fman\u0131n zor oldu\u011funu, ekonominin asl\u0131nda bu t\u00fcr \u00e7oklu hedeflere ula\u015fmada tercih yapmaya yarayan bir disiplin oldu\u011funu kavramaya ba\u015flar. O anda mutlak do\u011frular yerini g\u00f6reli do\u011frulara b\u0131rak\u0131r. \u0130ktisat\u00e7\u0131 olmaya at\u0131lan ilk ad\u0131m odur.<\/div>\n

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\u0130nsan\u0131n ilk ekonomik faaliyeti t\u00fcketimdir ve onbin y\u0131l \u00f6ncesine kadar da hemen hemen tek ekonomik faaliyeti olarak kalm\u0131\u015ft\u0131r. Her \u015fey t\u00fcketimle ba\u015flar. T\u00fcketim olmadan \u00fcretim olmaz. T\u00fcketilmeyecek bir \u015feyin \u00fcretilmesinin anlam\u0131 yoktur. \u00dcretim ya kendi t\u00fcketimini kar\u015f\u0131lamak i\u00e7in ya da ba\u015fkalar\u0131n\u0131n t\u00fcketim talebini kar\u015f\u0131lamaya y\u00f6nelik sat\u0131\u015f i\u00e7in yap\u0131l\u0131r. Ve asl\u0131nda biraz farkl\u0131 yollardan ikisi de ayn\u0131 kap\u0131ya \u00e7\u0131kar.<\/div>\n

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Ekonomik olay t\u00fcketimle ba\u015flar. T\u00fcketim talebi \u00fcretim faaliyetini yarat\u0131r. \u0130nsanlar\u0131n do\u011fadaki vah\u015fi bitkileri ehlile\u015ftirmesi ve vah\u015fi hayvanlar\u0131 evcille\u015ftirmesi \u00fcretim faaliyetinin ba\u015flamas\u0131na neden olmu\u015ftur. Ard\u0131ndan \u00fcretim dallan\u0131p budaklanm\u0131\u015ft\u0131r. Bug\u00fcn geldi\u011fimiz a\u015famada o kadar \u00e7ok reklam vard\u0131r ki \u00fcretimin mi t\u00fcketimin mi \u00f6nce geldi\u011fi kar\u0131\u015fm\u0131\u015ft\u0131r.<\/div>\n

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\u00dcretim yapabilmek i\u00e7in fabrika gibi b\u00fcy\u00fck ya da atelye gibi k\u00fc\u00e7\u00fck \u00fcretim tesisleri kurmak gerekir. Bu tesisler bina, makine, hammadde, elektrik, su vb gibi girdilere ihtiya\u00e7 duyar. Ayr\u0131ca bunlar\u0131 bir araya getirip \u00fcretimi ger\u00e7ekle\u015ftirecek olan i\u015f\u00e7ilerin istihdam edilmesi, gerekir. B\u00fct\u00fcn bunlar\u0131 yapacak olan giri\u015fimcinin bu \u00fcretim tesisini kurmas\u0131na yat\u0131r\u0131m denir. Yat\u0131r\u0131m yapabilmek i\u00e7in para gerekir. Para da tasarrufla sa\u011flan\u0131r. Yat\u0131r\u0131mc\u0131 bu yat\u0131r\u0131m i\u00e7in ya kendi tasarruflar\u0131n\u0131 kullan\u0131r ya da bankalardan ba\u015fkalar\u0131n\u0131n tasarruflar\u0131n\u0131 kredi olarak \u00f6d\u00fcn\u00e7 al\u0131r.<\/div>\n

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Demek ki makroekonomik devrenin halkalar\u0131 \u015f\u00f6yledir:<\/div>\n

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T\u00fcketim – Tasarruf – Yat\u0131r\u0131m – \u00dcretim – T\u00fcketim<\/div>\n

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Ekonomik b\u00fcy\u00fcme dedi\u011fimiz \u015fey yat\u0131r\u0131mlarla sa\u011flan\u0131r. \u00c7\u00fcnk\u00fc yeni yat\u0131r\u0131m demek \u00fcretimin artmas\u0131 demektir. \u00dcretim artmas\u0131 ise ekonomik b\u00fcy\u00fcme demektir. Demek ki ekonominin b\u00fcy\u00fcmesi yani toplumsal refah\u0131n artmas\u0131 i\u00e7in yat\u0131r\u0131mlar\u0131 art\u0131rmak \u015fart. Bunun da yolu tasarruflar\u0131 art\u0131rmaktan ge\u00e7er. \u00c7\u00fcnk\u00fc sonsuza kadar d\u0131\u015f d\u00fcnyadan bor\u00e7lanarak ya da sermaye \u00e7ekerek tasarruf ithal etmek m\u00fcmk\u00fcn de\u011fildir.<\/div>\n

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Gelir (Y) iki fakt\u00f6rden olu\u015fur: T\u00fcketim (C)\u00a0 ve tasarruf (S.) Bunu bir denklem olarak yazabiliriz: Y = C + S<\/div>\n

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Bunun anlam\u0131 \u015fudur: T\u00fcketim gelirin tasarruf edilmeyip harcanan k\u0131sm\u0131, tasarruf ise gelirin t\u00fcketilmeyen k\u0131sm\u0131n\u0131 ifade eder.<\/div>\n

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T\u00fcketim olmazsa \u00fcretim, tasarruf olmazsa yat\u0131r\u0131m olmaz. Yat\u0131r\u0131m olmay\u0131nca \u00fcretim artmaz, \u00fcretim artmay\u0131nca ekonomik b\u00fcy\u00fcme olmaz, ekonomik b\u00fcy\u00fcme olmay\u0131nca toplumun refah d\u00fczeyi y\u00fckselmez.<\/div>\n

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Yaz\u0131n\u0131n devam\u0131 i\u00e7in TIKLAYINIZ.<\/a><\/strong><\/div>\n","protected":false},"excerpt":{"rendered":"
Antoine de Saint Exupery\u2019nin \u00e7ok sevdi\u011fim bir s\u00f6z\u00fc var: \u201cYa\u015fam, kitaplar\u0131n \u00f6\u011fretti\u011finden \u00e7ok daha fazlas\u0131n\u0131 \u00f6\u011fretir bize.\u201d Ekonomi kitaplar\u0131n\u0131 okuyan herkes ilk anda d\u00fcnyadaki b\u00fct\u00fcn…<\/p>\n","protected":false},"author":12,"featured_media":13098,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-16717","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/16717","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=16717"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/16717\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/13098"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=16717"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=16717"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=16717"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}