{"id":16688,"date":"2012-06-15T06:05:43","date_gmt":"2012-06-15T04:05:43","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=16688"},"modified":"2012-06-15T09:06:05","modified_gmt":"2012-06-15T07:06:05","slug":"konutta-balon-mu-var-yoksa-alinacak-yol-mu-2","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/konutta-balon-mu-var-yoksa-alinacak-yol-mu-2\/","title":{"rendered":"Konutta balon mu var yoksa al\u0131nacak yol mu?"},"content":{"rendered":"<p>Eski \u0130spanya Sanayi Bakan\u0131, yat\u0131r\u0131m bankas\u0131 N+1 International Y\u00f6netim Kurulu Ba\u015fkan\u0131 Santiago Eguidazu, ispanya&#8217;daki as\u0131l krizin gayrimenkulden kaynakland\u0131\u011f\u0131n\u0131, bankalar\u0131n 300 milyar Euro finansman\u0131 gayrimenkul sekt\u00f6r\u00fcne verdi\u011fini, bunun sonucunda \u0130spanya&#8217;da inan\u0131lmaz b\u00fcy\u00fcme oldu\u011funu ve balon olu\u015ftu\u011funu s\u00f6yledi. T\u00fcrkiye&#8217;de konut sekt\u00f6r\u00fcn\u00fcn gidi\u015fat\u0131n\u0131n \u0130spanya&#8217;daki gidi\u015fata benzedi\u011fini belirten Eguidazu, son 10 y\u0131lda \u0130spanya, Brezilya, ABD, \u0130ngiltere h\u00fck\u00fcmetlerinin in\u015faat sekt\u00f6r\u00fcnde a\u015f\u0131r\u0131 yat\u0131r\u0131m yapma hatas\u0131n\u0131 i\u015flediklerini vurgulad\u0131. Eguidazu, T\u00fcrkiye h\u00fck\u00fcmetinin de ayn\u0131 hatalar\u0131 yapmaya meyilli olabilece\u011fini belirtti.<br \/>\nT\u00fcrkiye&#8217;de bir konut balonu var m\u0131 veya olu\u015fuyor mu?<br \/>\n<strong><\/strong><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-4010960692\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong>\u00c7\u00d6K\u00dc\u015e OLUR MU:\u00a0<\/strong>2004 y\u0131l\u0131ndan itibaren konut ve in\u015faat sekt\u00f6r\u00fcnde b\u00fcy\u00fck bir canl\u0131l\u0131k ya\u015fand\u0131\u011f\u0131 do\u011frudur. Ekonominin en canl\u0131 sekt\u00f6r\u00fcd\u00fcr. T\u00fcrkiye i\u00e7in kritik olan soru bu 8 y\u0131ll\u0131k d\u00f6nem balon olu\u015fturmaya yetmi\u015f midir? Yan\u0131t evet ise bu balonun patlamas\u0131 \u0130spanya veya Amerika&#8217;daki gibi bir etkiyi yapar m\u0131?<br \/>\nSondan ba\u015flayal\u0131m.<br \/>\n\u25a0 Ayn\u0131 etkiyi yapmaz. \u00c7\u00fcnk\u00fc konut-in\u015faat sekt\u00f6r\u00fc ne \u0130spanya ne de ABD kadar ekonomi i\u00e7inde a\u011f\u0131rl\u0131kl\u0131. Hen\u00fcz sekt\u00f6r o boyutta de\u011fil. Bankalar o d\u00fczeyde kredi a\u00e7mam\u0131\u015f. Hanehalk\u0131 o d\u00fczeyde bor\u00e7 y\u00fck\u00fc alt\u0131na girmemi\u015f. Konut sekt\u00f6r\u00fc \u00e7\u00f6kse bile, bu nedenle ayn\u0131 etkiyi yapmaz.<br \/>\n\u25a0 Kald\u0131 ki konuta girenler de bunun belli bir miktar\u0131n\u0131 \u00f6demi\u015f ve \u00f6deme g\u00fcc\u00fc de var. Amerika&#8217;da \u00f6deme g\u00fcc\u00fc olmayana da mortgage kredileri a\u00e7\u0131lm\u0131\u015ft\u0131. \u0130spanya&#8217;da konut sekt\u00f6r\u00fc 20 y\u0131ld\u0131r \u015fi\u015fiyordu. Bizde b\u00f6yle durumlar yok. Konutlar genellikle ortan\u0131n \u00fcst\u00fc ve \u00fcst gelir gruplar\u0131na y\u00f6nelik. Yani bir k\u00f6t\u00fcle\u015fme olacaksa fiyatlar\u0131n d\u00fczeltilmesi \u015feklinde olur, \u00e7\u00f6k\u00fc\u015f bi\u00e7iminde de\u011fil. Bu fiyat d\u00fczeltmesini de konut al\u0131c\u0131lar\u0131n\u0131n \u00e7o\u011fu tolore edebilir. Dolay\u0131s\u0131yla konut kaynakl\u0131 bir sorunun makro ekonomiye yans\u0131mas\u0131 s\u0131n\u0131rl\u0131 kal\u0131r.<\/p>\n<p>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <strong><a href=\"http:\/\/www.bloomberght.com\/ht-yazarlar\/abdurrahman-yildirim\/1162161-konutta-balon-mu-var-yoksa-alinacak-yol-mu\" target=\"_blank\" data-wpel-link=\"external\" rel=\"nofollow external noopener\">TIKLAYINIZ.<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Eski \u0130spanya Sanayi Bakan\u0131, yat\u0131r\u0131m bankas\u0131 N+1 International Y\u00f6netim Kurulu Ba\u015fkan\u0131 Santiago Eguidazu, ispanya&#8217;daki as\u0131l krizin gayrimenkulden kaynakland\u0131\u011f\u0131n\u0131, bankalar\u0131n 300 milyar Euro finansman\u0131 gayrimenkul sekt\u00f6r\u00fcne&hellip;<\/p>\n","protected":false},"author":994,"featured_media":12631,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-16688","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/16688","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/994"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=16688"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/16688\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/12631"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=16688"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=16688"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=16688"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}