{"id":162,"date":"2011-05-09T20:32:41","date_gmt":"2011-05-09T17:32:41","guid":{"rendered":"http:\/\/bilgeyatirimci.net\/?p=162"},"modified":"2011-06-04T19:51:01","modified_gmt":"2011-06-04T16:51:01","slug":"gayrimenkul-cilginligi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/gayrimenkul-cilginligi\/","title":{"rendered":"Gayrimenkul \u00c7\u0131lg\u0131nl\u0131\u011f\u0131"},"content":{"rendered":"<p>\u00c7\u0131lg\u0131n projenin nereye yap\u0131laca\u011f\u0131n\u0131 tahmin edenler g\u00fczerg\u00e2h \u00fczerindeki arsalar\u0131 kap\u0131\u015fmaya ba\u015flad\u0131lar.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2016405170\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Lale so\u011fan\u0131 ilk kez Kanuni Sultan S\u00fcleyman zaman\u0131nda Hollanda b\u00fcy\u00fckel\u00e7isi taraf\u0131ndan Hollanda\u2019ya getirilmi\u015f ve tan\u0131t\u0131lm\u0131\u015ft\u0131. Zaman i\u00e7inde lale, Hollanda\u2019da bir l\u00fcks ve stat\u00fc sembol\u00fc haline geldi. Laleye talep artt\u0131 ve bu art\u0131\u015f lale so\u011fan\u0131 fiyatlar\u0131n\u0131n y\u00fckselmesine yol a\u00e7t\u0131. Lale so\u011fanlar\u0131 i\u00e7in \u00f6zel piyasalar olu\u015fmaya ba\u015flad\u0131. O d\u00f6nemde ortalama y\u0131ll\u0131k \u00fccretin 300 gulden dolay\u0131nda oldu\u011fu Hollanda\u2019da lale so\u011fanlar\u0131 225 guldene al\u0131c\u0131 buluyordu. 1636 y\u0131l\u0131nda lale Hollanda\u2019n\u0131n bir\u00e7ok kasabas\u0131nda borsalarda sat\u0131lmaya ve gelece\u011fe d\u00f6n\u00fck s\u00f6zle\u015fmelere konu olmaya ba\u015flam\u0131\u015ft\u0131. Fiyatlar\u0131n y\u00fckselmesinin temel nedeni bu t\u00fcr s\u00f6zle\u015fmelerle lale so\u011fan\u0131 alanlar\u0131n bunlar\u0131 daha pahal\u0131ya satarak para kazanabilmeleriydi. S\u00fcrekli yeni al\u0131c\u0131lar\u0131n piyasaya girmesi bu beklentiyi yaratm\u0131\u015ft\u0131. 3 \u015eubat 1637 sabah\u0131nda piyasada yeni al\u0131c\u0131 kalmad\u0131\u011f\u0131 ger\u00e7e\u011fi ortaya \u00e7\u0131k\u0131nca laleler ve gelece\u011fe d\u00f6n\u00fck lale so\u011fan\u0131 s\u00f6zle\u015fmeleri al\u0131c\u0131 bulamaz hale geldi. S\u00f6zle\u015fme sahipleri s\u00f6zle\u015fmelerin gere\u011fini yerini getirip lale \u00fcreticilerinin paralar\u0131n\u0131 \u00f6deyemez oldular. \u00c7\u00fcnk\u00fc onlar\u0131n para kazanabilmesinin yolu bu s\u00f6zle\u015fmeleri satabilmelerinden ge\u00e7iyordu. Profesyonel lale yeti\u015ftiricileri sipari\u015f ettikleri laleleri almayan s\u00f6zle\u015fme sahiplerini dava ettiler. Davalar aylarca s\u00fcrd\u00fc ama paralar\u0131n \u00f6denmesi hi\u00e7bir zaman tam olarak ger\u00e7ekle\u015fmedi. Lale piyasas\u0131 b\u00f6ylece \u00e7\u00f6kt\u00fc ve fiyatlar h\u0131zla d\u00fc\u015ft\u00fc.<\/p>\n<p><strong>Gayrimenkule dayal\u0131 geli\u015fme modeli <\/strong><br \/>\nABD\u2019nin k\u00fcresel krize gelinceye kadar son on y\u0131lda uygulad\u0131\u011f\u0131 ekonomik b\u00fcy\u00fcme modeli b\u00fcy\u00fck \u00f6l\u00e7\u00fcde emlak fiyatlar\u0131na dayal\u0131 bir modeldi. Gayrimenkul fiyatlar\u0131 art\u0131yor, bu geli\u015fme iki \u00f6nemli sonu\u00e7 veriyordu: (1) Gayrimenkul sahipleri, gayrimenkullerinin fiyatlar\u0131 artt\u0131k\u00e7a kendilerini zenginle\u015fmi\u015f hissediyorlar, gelirleri artmad\u0131\u011f\u0131 halde bor\u00e7lanmalar\u0131n\u0131 ve borca dayal\u0131 harcamalar\u0131n\u0131 artt\u0131r\u0131yorlard\u0131. Bu da ekonominin canl\u0131 kalmas\u0131na ve b\u00fcy\u00fcmesine yol a\u00e7\u0131yordu. (2) Gayrimenkullerin fiyat\u0131 artt\u0131k\u00e7a daha da artaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcnenler yeni gayrimenkuller sat\u0131n al\u0131yor, bu da talebin ve dolay\u0131s\u0131yla gayrimenkul fiyatlar\u0131n\u0131n daha da y\u00fckselmesine yol a\u00e7\u0131yordu. Geli\u015fmenin son a\u015famas\u0131nda gayrimenkullerin yerini t\u0131pk\u0131 lale so\u011fanlar\u0131nda oldu\u011fu gibi s\u00f6zle\u015fmeler (t\u00fcrev \u00fcr\u00fcnler) almaya ba\u015flad\u0131. Sonra g\u00fcn\u00fcn birinde bu gayrimenkullere talep kaybolunca \u00f6nce t\u00fcrev \u00fcr\u00fcnler sonra da gayrimenkul piyasas\u0131 \u00e7\u00f6k\u00fcverdi. ABD\u2019de yeni konut sat\u0131\u015f fiyatlar\u0131n\u0131 \u00f6l\u00e7en Case Shiller Endeksi 2003 y\u0131l\u0131n\u0131n haziran ay\u0131nda 141 iken y\u00fckselmeye ba\u015flad\u0131 ve Nisan 2006\u2019da 206\u2019ya ula\u015farak rekor k\u0131rd\u0131. Ard\u0131ndan \u00e7e\u015fitli alanlarda ortaya \u00e7\u0131kan s\u0131k\u0131nt\u0131lar\u0131n tetiklemesiyle d\u00fc\u015f\u00fc\u015fe ge\u00e7ti. Endeks, \u015eubat 2011\u2019de 141 say\u0131s\u0131n\u0131 g\u00f6steriyor. Yani konut fiyatlar\u0131 8 y\u0131l sonra ba\u015flad\u0131\u011f\u0131 yere gerilemi\u015f bulunuyor.<\/p>\n<p><strong>Yeni \u00f6yk\u00fcler yeni projeler <\/strong><br \/>\n\u0130stanbul ba\u015fta olmak \u00fczere T\u00fcrkiye\u2019nin her k\u00f6\u015fesinde her g\u00fcn yeni gayrimenkul projeleri a\u00e7\u0131klan\u0131yor ve insanlar bu projelere adeta ak\u0131n ediyorlar. Faizlerin d\u00fc\u015f\u00fckl\u00fc\u011f\u00fc, bir yandan tasarruf sahibini mevduat ya da bono almak yerine gayrimenkul al\u0131m\u0131na iterken bir yandan da ucuz kredinin yolunu a\u00e7t\u0131\u011f\u0131 i\u00e7in gayrimenkul talebi art\u0131\u015f\u0131n\u0131 destekliyor. Her yeni proje bir \u00f6ncekinden daha y\u00fcksek fiyatlar talep ederek piyasaya sunuluyor ve \u00f6nceki projelerden sat\u0131n alanlar k\u00e2rl\u0131 \u00e7\u0131k\u0131yorlar. \u0130stanbul\u2019daki her projenin alt\u0131nda yeni bir \u00f6yk\u00fc var: Kentsel d\u00f6n\u00fc\u015f\u00fcm, finans merkezi, \u00e7\u0131lg\u0131n proje. Son \u00f6rnek olan \u00e7\u0131lg\u0131n projenin nereye yap\u0131laca\u011f\u0131n\u0131 tahmin edenler g\u00fczerg\u00e2h \u00fczerindeki arsalar\u0131 kap\u0131\u015fmaya ba\u015flad\u0131lar. Balon fazla \u015fi\u015firildi\u011finde patlar.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00c7\u0131lg\u0131n projenin nereye yap\u0131laca\u011f\u0131n\u0131 tahmin edenler g\u00fczerg\u00e2h \u00fczerindeki arsalar\u0131 kap\u0131\u015fmaya ba\u015flad\u0131lar. Lale so\u011fan\u0131 ilk kez Kanuni Sultan S\u00fcleyman zaman\u0131nda Hollanda b\u00fcy\u00fckel\u00e7isi taraf\u0131ndan Hollanda\u2019ya getirilmi\u015f ve&hellip;<\/p>\n","protected":false},"author":12,"featured_media":917,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-162","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/162","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=162"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/162\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/917"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=162"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=162"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}