{"id":15951,"date":"2012-05-28T09:25:41","date_gmt":"2012-05-28T07:25:41","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=15951"},"modified":"2012-05-28T09:26:19","modified_gmt":"2012-05-28T07:26:19","slug":"kekligi-duz-ovada-avlarlar","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/kekligi-duz-ovada-avlarlar\/","title":{"rendered":"Kekli\u011fi D\u00fcz Ovada Avlarlar"},"content":{"rendered":"<p>T\u00fcrkiye 2023 y\u0131l\u0131 hedefleri do\u011frultusunda nakit paraya veda ediyor. Ortada kredi d\u0131\u015f\u0131nda bir para kalmayaca\u011f\u0131 i\u00e7in, herkes harcamalar\u0131n\u0131 cebindeki kart ile yapacak. Peki kart borcu ne ile \u00f6denecek? Herkes iyi niyetli temennilerini sunacak.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3827942952\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bankalararas\u0131 Kart Merkezi (BKM) k\u00fcresel anlamda y\u0131l\u0131n bankac\u0131l\u0131k geli\u015fmelerini ara\u015ft\u0131ran Cards International taraf\u0131ndan, \u2018Bay Bay Nakit\u2019 kampanyas\u0131yla Y\u0131l\u0131n En Ba\u015far\u0131l\u0131 Pazarlama \u0130leti\u015fi Kategorisi\u2019nde \u00f6d\u00fcle aday g\u00f6sterildi.<\/p>\n<p>Pazarlad\u0131klar\u0131 kart m\u0131d\u0131r, yoksa insanlar\u0131n gelece\u011fi midir kendi i\u00e7inde bir tart\u0131\u015fma konusu olmakla birlikte, yap\u0131lacak rekl\u00e2mlar\u0131n simgesi \u00e7ok manidar: Keklik\u2026 \u0130nsan amac\u0131n\u0131 bu kadar rahat ortaya koyabilir mi? En az\u0131ndan pazarlama kategorisinde \u00f6d\u00fcl verilmese bile, bir cesaret madalyas\u0131 verilmeli diye d\u00fc\u015f\u00fcn\u00fcyorum.<\/p>\n<p>En e\u011flenceli anti nakit kampanyas\u0131 olarak nitelendirilen projede, keklik kim oluyor derseniz? Her ne kadar bunun Osmanl\u0131ca\u2019da nakit anlam\u0131na geldi\u011fi i\u00e7in koyuldu\u011fu s\u00f6ylense de, topluca keklenerek, \u2018cepte keklik\u2019 s\u0131fat\u0131n\u0131 n\u00fcfus c\u00fczdanlar\u0131m\u0131za ekletece\u011fimiz kesin.<\/p>\n<p>\u00d6ncelikle bir yanl\u0131\u015f anlamay\u0131 ortadan kald\u0131ral\u0131m. Kredi kart\u0131 ve kartl\u0131 ya\u015fam, do\u011fru bir hedef midir? Kay\u0131t d\u0131\u015f\u0131 ekonominin \u00f6nlenebilmesi ad\u0131na son derece do\u011fru bir yakla\u015f\u0131md\u0131r. Bizdeki problem uygulama \u015feklinden kaynaklan\u0131yor.<\/p>\n<p>Yasalar\u0131n \u00e7at\u0131r \u00e7at\u0131r \u00e7i\u011fnenerek, insanlara gelirlerinin10 kat\u0131 kredi a\u00e7an bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fc tart\u0131\u015fmayacaks\u0131n\u0131z, b\u00fcy\u00fck bir b\u00f6l\u00fcm\u00fc a\u00e7l\u0131k ve yoksulluk s\u0131n\u0131r\u0131 alt\u0131nda ya\u015fayan insanlar\u0131n cebine y\u00fcksek limitli kart koyanlar\u0131 sorgulamayacaks\u0131n\u0131z, ondan sonra da d\u00fcz ovada keklik arayacaks\u0131n\u0131z.<\/p>\n<p>D\u00fcnyan\u0131n neresinde insanlar bu kadar a\u015f\u0131r\u0131 kredilendiriliyor? Neresinde kap\u0131 kap\u0131 dola\u015f\u0131larak zorla kredi kart\u0131 da\u011f\u0131t\u0131l\u0131yor? Hangi \u00fclkede periyodik olarak kredi kartlar\u0131 \u00f6demelerinin t\u0131kanmas\u0131 nedeniyle bu s\u0131kl\u0131kta af \u00e7\u0131kar\u0131l\u0131yor? Hepsi bir yana nas\u0131l sistematik olarak bu oyunun sonunda kart\u0131 kullanan \u2018k\u00f6t\u00fc niyetli ve su\u00e7lu\u2019 ilan edilebiliyor. \u00dcstelik bizzat insanlar\u0131n ge\u00e7im zorlu\u011fu ya\u015famas\u0131na neden olan Ba\u015fbakan taraf\u0131ndan\u2026<\/p>\n<p>En son boyutlar\u0131n\u0131 ABD\u2019de 2008 y\u0131l\u0131nda ad\u0131na kriz denilen soygunun, mortgage sisteminin, k\u00e2r duygusuyla istismar edilmesi neticesinde ortaya \u00e7\u0131kt\u0131\u011f\u0131n\u0131 g\u00f6rd\u00fck. Ama kredi kart\u0131 da\u011f\u0131t\u0131m\u0131 sadece bizim gibi \u2018geli\u015fmekte olan\u2019 \u00fclkelerdeki insanlar\u0131n cebine konuluyor. Tabii do\u011fal kaynaklar\u0131 olmas\u0131 \u015fart\u0131yla\u2026<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1670312661\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>E\u011fer ama\u00e7 kredi kart\u0131yla kay\u0131t d\u0131\u015f\u0131n\u0131 \u00f6nlemek ise, yarat\u0131lan sanal ekonomiyle kay\u0131t d\u0131\u015f\u0131l\u0131\u011f\u0131n a\u011fa babas\u0131 yarat\u0131l\u0131yor. \u00c7\u00fcnk\u00fc olmayan bir paran\u0131n harcanmas\u0131, sonu\u00e7ta insanlar\u0131n intihara kadar gidecek bir s\u00fcre\u00e7le te\u015fvik ediliyor.<\/p>\n<p>\u015eayet BKM \u00f6d\u00fcl al\u0131rsa kimse \u015fa\u015f\u0131rmas\u0131n. D\u00fcnyada bu kadar b\u00fcy\u00fck bir r\u00fcya g\u00f6rerek, ekonomisi ba\u015far\u0131l\u0131 zanneden ve olmayan paray\u0131 harcayan bireylerden olu\u015fan ikinci bir \u00fclke var m\u0131, \u015f\u00fcpheliyim. O zaman kampanyan\u0131n keyfini \u00e7\u0131kar\u0131p, t\u00fcrk\u00fcler s\u00f6yleyelim. Hep birlikte, koro olarak, bir a\u011f\u0131zdan: Kekli\u011fi d\u00fcz ovada avlarlar\u2026<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye 2023 y\u0131l\u0131 hedefleri do\u011frultusunda nakit paraya veda ediyor. Ortada kredi d\u0131\u015f\u0131nda bir para kalmayaca\u011f\u0131 i\u00e7in, herkes harcamalar\u0131n\u0131 cebindeki kart ile yapacak. Peki kart borcu&hellip;<\/p>\n","protected":false},"author":5,"featured_media":14653,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-15951","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/15951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=15951"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/15951\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/14653"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=15951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=15951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=15951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}