{"id":14325,"date":"2012-04-18T13:06:46","date_gmt":"2012-04-18T11:06:46","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=14325"},"modified":"2012-04-18T13:06:58","modified_gmt":"2012-04-18T11:06:58","slug":"umutlu-ev-kadinlari","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/umutlu-ev-kadinlari\/","title":{"rendered":"Umutlu Ev Kad\u0131nlar\u0131!"},"content":{"rendered":"<p>D\u00fcn a\u00e7\u0131klanan tasarruflar\u0131 te\u015fvik paketi i\u00e7inden bireysel emeklilik sistemine y\u00fczde 25&#8217;lik devlet katk\u0131s\u0131, umutsuz ev kad\u0131nlar\u0131 i\u00e7in tam bir kurtar\u0131c\u0131 olabilir. 2003 y\u0131l\u0131nda ba\u015flayan ve halen devam eden bireysel emeklilik sistemine tan\u0131nan avantajdan yararlanmak i\u00e7in sigortal\u0131 olarak \u00e7al\u0131\u015f\u0131yor olmak ve her ay yat\u0131r\u0131lan sigorta primini i\u015fyerine ibraz etmek gerekiyor. Bunun kar\u015f\u0131l\u0131\u011f\u0131nda primin y\u00fczde 25 i kadar iade al\u0131n\u0131yor.<br \/>\n\u015eu anda 2.5 milyon ki\u015fiyi a\u015fan bireysel emeklilik kat\u0131l\u0131mc\u0131lar\u0131n\u0131n ancak y\u00fczde 35 i bu te\u015fvikten yararlanabiliyor. Ev kad\u0131n\u0131 olan 12 milyon ki\u015fi, \u00f6\u011frenciler, resmi emekliler resmen \u00e7al\u0131\u015fmad\u0131klar\u0131ndan bu te\u015fvikten yararlanam\u0131yor. Ama bireysel emeklili\u011fi de as\u0131l y\u00fczde 25&#8217;lik vergi te\u015fviki cazip k\u0131l\u0131yor.<br \/>\n\u0130\u015fte yeni sistemde bu avantaj \u00e7al\u0131\u015fan \u00e7al\u0131\u015fmayan ayr\u0131m\u0131 yap\u0131lmadan b\u00fct\u00fcn kat\u0131l\u0131mc\u0131lara tan\u0131n\u0131yor. Vergi iadesi yerine devlet katk\u0131s\u0131 esas\u0131n\u0131 getiriyor. Kat\u0131l\u0131mc\u0131 100 liral\u0131k sigorta primi yat\u0131r\u0131yorsa devlet de onun ad\u0131na 25 lira yat\u0131racak. Emeklilik s\u00fcresi yine 10 y\u0131l ve 56 ya\u015f olarak s\u00fcr\u00fcyor.<br \/>\n<strong>ANA PARAYA VERG\u0130 YOK:\u00a0<\/strong><br \/>\nRevize edilen bireysel emeklili\u011fe bir avantaj daha getirildi. O da emeklilik veya tazminat alma a\u015famas\u0131nda \u00f6demelerden y\u00fczde 3.5 oran\u0131nda vergi kesiliyordu. Do\u011fal olarak \u00f6demeler de ana para ve gelir \u00fczerinden yap\u0131l\u0131yordu. Yeni sistemde ise kesinti sadece getiri \u00fczerinden yap\u0131lacak, ana paraya dokunulmayacak. Bu da emeklilik halinde kat\u0131l\u0131mc\u0131lar\u0131n eline ge\u00e7en miktar\u0131n artmas\u0131na yol a\u00e7acak.<br \/>\n<strong>EN \u00c7OK K\u0130ME YARAR:<\/strong><br \/>\nSistemin y\u00fczde 25 devlet katk\u0131s\u0131 te\u015fvikinin herkesi kapsamas\u0131, \u00f6deme yap\u0131l\u0131rken y\u00fczde 3.5 verginin ana paradan kesilmeyecek olmas\u0131 bireysel emeklili\u011fe kat\u0131l\u0131m\u0131 s\u0131\u00e7ratabilir. En \u00e7ok da, belli bir g\u00fcvencelerinin olmas\u0131 bak\u0131m\u0131ndan ev kad\u0131nlar\u0131na cazip gelebilir. Toplumun en geni\u015f potansiyel kitlesi ve bireysel emeklili\u011fe en \u00e7ok ihtiyac\u0131 olan kesimi de onlar. Umutsuz ev kad\u0131nlar\u0131n\u0131n art\u0131k e\u015flerinden rahatl\u0131kla isteyebilecekleri \u00e7ok temel bir ihtiya\u00e7lar\u0131 var. \u0130yi d\u00fc\u015f\u00fcn\u00fclm\u00fc\u015f, dozunda ayarlama yap\u0131lm\u0131\u015f bir revizyon. Bireysel emeklilik \u015fimdi oldu. Madalyonun bir y\u00fcz\u00fc bu.<br \/>\n<strong>ARACILIK MAL\u0130YET\u0130:<\/strong><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1204893762\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <strong><a href=\"http:\/\/www.bloomberght.com\/ht-yazarlar\/abdurrahman-yildirim\/1125759-umutlu-ev-kadinlari\" target=\"_blank\" data-wpel-link=\"external\" rel=\"nofollow external noopener\">TIKLAYINIZ.<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>D\u00fcn a\u00e7\u0131klanan tasarruflar\u0131 te\u015fvik paketi i\u00e7inden bireysel emeklilik sistemine y\u00fczde 25&#8217;lik devlet katk\u0131s\u0131, umutsuz ev kad\u0131nlar\u0131 i\u00e7in tam bir kurtar\u0131c\u0131 olabilir. 2003 y\u0131l\u0131nda ba\u015flayan ve&hellip;<\/p>\n","protected":false},"author":994,"featured_media":12631,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14325","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/14325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/994"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=14325"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/14325\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/12631"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=14325"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=14325"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=14325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}