{"id":14220,"date":"2012-04-16T13:49:22","date_gmt":"2012-04-16T11:49:22","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=14220"},"modified":"2012-04-16T13:49:33","modified_gmt":"2012-04-16T11:49:33","slug":"yerli-parasini-yiyor-yabanci-para-kazaniyor","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/yerli-parasini-yiyor-yabanci-para-kazaniyor\/","title":{"rendered":"Yerli Paras\u0131n\u0131 Yiyor, Yabanc\u0131 Para Kazan\u0131yor"},"content":{"rendered":"<p>Ekonomiden sorumlu Ba\u015fbakan Yard\u0131mc\u0131s\u0131 Ali Babacan tasarruflar\u0131 te\u015fvik edecek paketin tamamlanarak Ba\u015fbakanl\u0131\u011fa sunuldu\u011funu a\u00e7\u0131klad\u0131. Bug\u00fcn yap\u0131lacak Ekonomik Koordinasyon Kurulu&#8217;nda g\u00f6r\u00fc\u015f\u00fclecek olan paketin detaylar\u0131 ve i\u00e7eri\u011fi konusunda fazla bir bilgi yok. Baz\u0131 kanunlarda ve Bakanlar Kurulu kararlar\u0131nda de\u011fi\u015fikli\u011fi i\u00e7erebilecek paketle birlikte T\u00fcrkiye&#8217;nin y\u00fczde 12 d\u00fczeyine inmi\u015f genel tasarruf oran\u0131n\u0131n art\u0131r\u0131lmas\u0131 hedefleniyor.<br \/>\n\u00c7\u00fcnk\u00fc T\u00fcrkiye&#8217;de yat\u0131r\u0131mlar\u0131n milli gelire oran\u0131 y\u00fczde 20&#8217;nin \u00fczerinde. Bunun finansman\u0131 i\u00e7in yerli tasarruflar yetmeyince yabanc\u0131 tasarruflar\u0131 kullanma gere\u011fi ortaya \u00e7\u0131k\u0131yor. Bunun da bir b\u00f6l\u00fcm\u00fc bor\u00e7 olabiliyor. 2011 y\u0131l\u0131 itibar\u0131yla T\u00fcrkiye y\u00fczde 10 oran\u0131nda d\u0131\u015f tasarruf kulland\u0131. Bu da cari a\u00e7\u0131\u011f\u0131n milli gelire oran\u0131yla ayn\u0131.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-586950039\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong>TASARRUFU TE\u015eV\u0130K:<\/strong>\u00a0Yani tasarruflar\u0131 art\u0131rmak hem yat\u0131r\u0131mlar\u0131n finansman\u0131n\u0131 sa\u011flayacak hem de bu i\u015f i\u00e7in d\u0131\u015far\u0131dan kaynak kullan\u0131m gereksinimini azaltacak, dolay\u0131s\u0131yla cari a\u00e7\u0131\u011f\u0131 azaltacak.<br \/>\nTasarruf oran\u0131 y\u00fczde 1 7-18&#8217;lerdeyken son 7-8 y\u0131lda ne oldu da y\u00fczde 12&#8217;ye d\u00fc\u015ft\u00fc?<br \/>\n\u25a0 Bunun ba\u015fl\u0131ca nedeni, T\u00fcrkiye&#8217;de g\u00fcvenin artt\u0131\u011f\u0131 d\u00f6nemlerde tasarruf e\u011filiminin d\u00fc\u015fmesidir. Gelece\u011fe daha g\u00fcvenle bakanlar hem yat\u0131r\u0131mlar\u0131n\u0131 art\u0131r\u0131yor hem de t\u00fcketimlerini. T\u00fcketimlerini erteleme ve gelirini biriktirme yoluna gitmiyor.<br \/>\n\u25a0 Tasarruf e\u011filiminin d\u00fc\u015fmesinin ikinci \u00f6nemli nedeni, faiz oranlar\u0131n\u0131n tarihi en d\u00fc\u015f\u00fck d\u00fczeylere inmi\u015f olmas\u0131d\u0131r. \u015eu anda mevduat faizi kabaca y\u00fczde 10, enflasyon da y\u00fczde 10&#8217;dur. Reel faiz kazanc\u0131 i\u00e7in tasarruf etmenin, t\u00fcketimi ertelemenin bir yarar\u0131 yoktur.<br \/>\n\u25a0 Faizin d\u00fczeyi yerli i\u00e7in de\u011fil ama yabanc\u0131 i\u00e7in te\u015fvik edici. \u00c7\u00fcnk\u00fc y\u00fczde 10 faiz veya Merkez Bankas\u0131&#8217;n\u0131n fiilen verdi\u011fi y\u00fczde 7.5-8 faiz d\u00fcnyada halen y\u00fcksek faizler aras\u0131nda yer al\u0131yor. Yabanc\u0131 i\u00e7in T\u00fcrkiye&#8217;deki enflasyonun bir \u00f6nemi yok, TL&#8217;nin de\u011fer kaybedip etmeyece\u011finin \u00f6nemi var. TL&#8217;nin de\u011fer kaybetmedi\u011fi d\u00f6nemlerde nominal faizi, reel olarak kazan\u0131yorlar. \u00dcst\u00fcne, TL de\u011fer kazan\u0131rsa bir de onun kazanc\u0131n\u0131 ekliyorlar. Bu nedenle T\u00fcrkiye faizi yabanc\u0131ya h\u00e2l\u00e2 cazip. Ama yerliye de\u011fil.<br \/>\n\u25a0 \u0130\u015fte b\u00f6yle d\u00f6nemlerde yabanc\u0131lar T\u00fcrkiye&#8217;ye yat\u0131r\u0131m yap\u0131yor, yerliler de tasarruflar\u0131n\u0131 b\u00fcy\u00fctmekten ka\u00e7\u0131n\u0131yor. Sonu\u00e7ta h\u00fck\u00fcmete de yerli tasarruflar\u0131 te\u015fvik edecek \u00f6nlemleri almak d\u00fc\u015f\u00fcyor. \u00d6yle anla\u015f\u0131l\u0131yor ki, bireysel emeklilik, uzun vadeli TL mevduat, yast\u0131k alt\u0131 alt\u0131nlar\u0131n finansal sisteme kazand\u0131r\u0131lmas\u0131 i\u00e7in baz\u0131 d\u00fczenlemeler yap\u0131lacak. Bu arada \u00e7al\u0131\u015fanlar\u0131n k\u0131dem tazminatlar\u0131 yeniden d\u00fczenleniyor. E\u011fer bu \u00e7al\u0131\u015fmalar iyi sonu\u00e7 verirse T\u00fcrkiye&#8217;nin tasarruflar\u0131n\u0131 b\u00fcy\u00fctmesi i\u00e7in, reel faizleri art\u0131rmas\u0131na gerek kalmayabilir.<\/p>\n<p>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <strong><a href=\"http:\/\/www.bloomberght.com\/ht-yazarlar\/abdurrahman-yildirim\/1123533-yerli-parasini-yiyor-yabanci-para-kazaniyor\" target=\"_blank\" data-wpel-link=\"external\" rel=\"nofollow external noopener\">TIKLAYINIZ.<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ekonomiden sorumlu Ba\u015fbakan Yard\u0131mc\u0131s\u0131 Ali Babacan tasarruflar\u0131 te\u015fvik edecek paketin tamamlanarak Ba\u015fbakanl\u0131\u011fa sunuldu\u011funu a\u00e7\u0131klad\u0131. Bug\u00fcn yap\u0131lacak Ekonomik Koordinasyon Kurulu&#8217;nda g\u00f6r\u00fc\u015f\u00fclecek olan paketin detaylar\u0131 ve i\u00e7eri\u011fi&hellip;<\/p>\n","protected":false},"author":994,"featured_media":12631,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14220","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/14220","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/994"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=14220"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/14220\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/12631"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=14220"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=14220"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=14220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}