Krize girmeden \u00f6nce Yunanistan’\u0131n tasarruf ve yat\u0131r\u0131m verilerine bakt\u0131m. Bizimle benzerlikler g\u00f6steriyordu.
\n2001 y\u0131l\u0131nda milli gelirine oranla Yunanistan’\u0131n i\u00e7 tasarruflar\u0131n\u0131n oran\u0131 y\u00fczde 11.4, yat\u0131r\u0131mlar\u0131 ise y\u00fczde 21.9, cari a\u00e7\u0131kla \u00f6zde\u015f tasarruf a\u00e7\u0131\u011f\u0131 y\u00fczde 10.5 d\u00fczeyindeymi\u015f.
\nBu oranlar 2007 y\u0131l\u0131nda s\u0131ras\u0131yla y\u00fczde 12.3, 26.8 ve 14.5 olmu\u015f.
\nEuro B\u00f6lgesi’ne kat\u0131l\u0131nca i\u00e7 tasarruflar\u0131nda \u00f6nemli de\u011fi\u015fiklik ortaya \u00e7\u0131kmazken, yat\u0131r\u0131mlar\u0131 \u00f6nemli oranda artm\u0131\u015f. Geni\u015fleyen tasarruf a\u00e7\u0131\u011f\u0131 ise Euro B\u00f6lgesi’nin kredibilitesi kullan\u0131larak ucuz maliyetle kapat\u0131lm\u0131\u015f. T\u00fcrkiye ise 2000’li y\u0131llar\u0131n ba\u015f\u0131nda Yunanistan’\u0131n iki kat\u0131 oran\u0131nda tasarruf ederken, bu oran 2010 y\u0131l\u0131nda Yunanistan’la e\u015fit hale gelmi\u015f.
\nBuna kar\u015f\u0131 T\u00fcrkiye’de yat\u0131r\u0131mlar\u0131n milli gelire oran\u0131 y\u00fczde 20 ile 23 aras\u0131nda de\u011fi\u015fen bir e\u011filim g\u00f6stermi\u015f. Cari a\u00e7\u0131\u011fa yans\u0131yan aradaki fark ise d\u0131\u015far\u0131dan finanse edilmi\u015f.
\nBir ba\u015fka ilgin\u00e7 nokta da, Yunanistan’\u0131n i\u00e7 tasarruflar\u0131n\u0131n b\u00fcy\u00fck \u00e7o\u011funlu\u011funu kurumlar\u0131n\u0131n yaratmas\u0131. Hanehalk\u0131n\u0131n ise katk\u0131s\u0131 y\u00fczde 1 gibi \u00e7ok d\u00fc\u015f\u00fck bir d\u00fczeyde.
\nT\u00fcrkiye’de ise bu ayr\u0131ma g\u00f6re veri \u00fcretilmiyor. D\u00fcnya Bankas\u0131’n\u0131n tahminlerine g\u00f6re 2000’li y\u0131llarda kurumsal tasarruflar artarken hanehalk\u0131 tasarruflar\u0131 gerilemi\u015f.
\nKi\u015filer tasarruflar\u0131ndan daha fazlas\u0131n\u0131 harcamaya ba\u015flam\u0131\u015flar.
\nYunanistan’\u0131n kriz \u00f6ncesi durumu gibi.
\nBu tablo bize \u015fimdiki T\u00fcrkiye ile kriz \u00f6ncesi Yunanistan’\u0131n tasarruf-yat\u0131r\u0131m dengesizli\u011fi a\u00e7\u0131s\u0131ndan benzerli\u011fini a\u00e7\u0131k\u00e7a ortaya koyuyor.<\/p>