{"id":12872,"date":"2012-03-15T09:29:32","date_gmt":"2012-03-15T07:29:32","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=12872"},"modified":"2012-03-15T09:29:40","modified_gmt":"2012-03-15T07:29:40","slug":"doviz-mevduati","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/doviz-mevduati\/","title":{"rendered":"D\u00f6viz Mevduat\u0131"},"content":{"rendered":"<p>D\u00fcnya borsalar\u0131 gene co\u015ftu. Dow Jones son be\u015f y\u0131l\u0131n en y\u00fcksek de\u011ferine t\u0131rmand\u0131. Avrupa borsalar\u0131 rekor yenilemeye haz\u0131rlan\u0131yor. Parite 1.30\u2019a yakla\u015ft\u0131. \u0130MKB bile olumlu etkilendi. Ama d\u00f6viz sepeti tekrar 2.08 TL\u2019yi a\u015ft\u0131.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-247151794\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bug\u00fcn \u015fubat b\u00fct\u00e7esi ve aral\u0131k istihdam verileri a\u00e7\u0131klan\u0131yor. B\u00fct\u00e7e ilgimi \u00e7ekiyor. Hazine nakit ger\u00e7ekle\u015fmesinden ho\u015flanmad\u0131\u011f\u0131m\u0131 s\u00f6ylemi\u015ftim. \u0130stihdam\u0131n s\u00fcrpriz yapaca\u011f\u0131n\u0131 sanm\u0131yorum.<\/p>\n<p>Ocak sanayi ciro ve sipari\u015f endeksleri T\u00dc\u0130K taraf\u0131ndan yay\u0131nland\u0131. Ge\u00e7en y\u0131la k\u0131yasla hem ciro hem sipari\u015f iki-haneli (y\u00fczde 16 ve 17) artm\u0131\u015f. \u0130nsan merak ediyor: Ocakta sanayi \u00fcretimi art\u0131\u015f\u0131 neden y\u00fczde 1.5\u2019ta kald\u0131? \u015eubat verisi \u00f6nem kazand\u0131.<\/p>\n<p><strong>D\u00f6vizin cazibesi<\/strong><\/p>\n<p>Yat\u0131r\u0131m arac\u0131 olarak d\u00f6vizin son y\u0131llarda eski cazibesini \u00e7ok kaybetti\u011fi biliniyor. En \u00f6nemli neden enflasyonun tek haneye gerilemesidir. Fiyat istikrar\u0131 TL\u2019ye g\u00fcven duyulmas\u0131n\u0131 sa\u011flad\u0131. \u201cDandik para\u201d stat\u00fcs\u00fcn\u00fc bitirdi.<\/p>\n<p>Di\u011fer neden, d\u00f6viz yat\u0131r\u0131mc\u0131s\u0131n\u0131n 2001 sonras\u0131nda \u00e7ok zarar etmesidir. TL\u2019nin de\u011ferlenmesi tasarruflar\u0131n\u0131 d\u00f6vizde tutanlara pahal\u0131ya patlad\u0131. D\u00f6vizcilerden TL\u2019cilere b\u00fcy\u00fck bir servet transferine yol a\u00e7t\u0131.<\/p>\n<p>Bu ko\u015fullarda d\u00f6viz cinsinden mevduat\u0131n d\u00fc\u015fmesi, en az\u0131ndan artmamas\u0131 beklenir. Ama \u00f6yle olmad\u0131. Yava\u015f da olsa d\u00f6viz mevduat\u0131 y\u00fckselmeye devam etti. Ancak TL mevduat\u0131 \u00e7ok daha h\u0131zl\u0131 artt\u0131\u011f\u0131 i\u00e7in toplam mevduatta d\u00f6vizin pay\u0131 azald\u0131.<\/p>\n<p>\u201c\u015eeytan ayr\u0131nt\u0131da gizlenir\u201d. Ge\u00e7enlerde d\u00f6viz mevduat\u0131n\u0131n farkl\u0131 a\u00e7\u0131lardan da\u011f\u0131l\u0131m\u0131na bakma f\u0131rsat\u0131n\u0131 buldum. Sonu\u00e7lar ilgimi \u00e7ekti. Sizlerle payla\u015f\u0131yorum.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2981994319\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong>Bile\u015fimi de\u011fi\u015fiyor<\/strong><\/p>\n<p>\u015eubat 2012 verileri yeni a\u00e7\u0131kland\u0131. Kar\u015f\u0131la\u015ft\u0131rmay\u0131 2008 ve 2010\u2019la yap\u0131yorum. En alt s\u0131rada dolara d\u00f6n\u00fc\u015ft\u00fcr\u00fclm\u00fc\u015f toplam d\u00f6viz mevduat\u0131 var (\u0130nterbank hari\u00e7). D\u00f6rt y\u0131lda y\u00fczde 12 artt\u0131\u011f\u0131 g\u00f6r\u00fcl\u00fcyor. Toplam\u0131 olu\u015fturan d\u00f6rt ana kaleme d\u00f6nelim.<\/p>\n<p>Merkez Bankas\u0131\u2019na yatan i\u015f\u00e7i d\u00f6vizleri: 11 milyar euro\u2019dan 7 milyar euro\u2019ya geriliyor. T\u00fcrkiye\u2019de yerle\u015fik ger\u00e7ek ki\u015filerin dolar ve euro mevduat\u0131n\u0131 ayr\u0131 ayr\u0131 izliyoruz. Dolar mevduat\u0131 38 milyardan 35 milyara d\u00fc\u015f\u00fcyor. Euro mevduat\u0131 18 milyardan 20 milyara y\u00fckseliyor. Yani ger\u00e7ek ki\u015filerin d\u00f6viz mevduat\u0131 de\u011fi\u015fmiyor.<\/p>\n<p>y\u00f6ntemi yerle\u015fik kurumlar\u0131n (\u015firket, dernek, vak\u0131f vs.) mevduat\u0131na uyguluyoruz. Dolar mevduat\u0131 15 milyardan 29 milyara, euro mevduat\u0131 8 milyardan 11 milyara y\u00fckseliyor. Kurumlar\u0131n d\u00f6viz mevduat\u0131nda net ve ciddi art\u0131\u015f g\u00f6r\u00fcl\u00fcyor.<br \/>\n<img decoding=\"async\" src=\"http:\/\/fotograf.gazetevatan.com\/newpics\/news\/140320122011205784054_3.jpg\" alt=\"\" align=\"right\" \/><br \/>\nD\u00f6rd\u00fcnc\u00fcs\u00fc yerle\u015fik olmayanlar\u0131n mevduat\u0131: D\u00f6rt y\u0131lda 4 milyar dolardan 12 milyar dolara (\u00fc\u00e7 kat\u0131na) \u00e7\u0131k\u0131yor.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3426324412\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u00d6zetleyelim: Merkez Bankas\u0131\u2019ndaki i\u015f\u00e7i hesaplar\u0131 yava\u015f yava\u015f eriyor. Bireysel yat\u0131r\u0131mc\u0131 d\u00f6vizini satm\u0131yor ama yeni d\u00f6viz alm\u0131yor. Dolay\u0131s\u0131 ile d\u00f6viz mevduat\u0131nda art\u0131\u015f yabanc\u0131lardan ve yerli kurumsal mevduattan kaynaklan\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>D\u00fcnya borsalar\u0131 gene co\u015ftu. Dow Jones son be\u015f y\u0131l\u0131n en y\u00fcksek de\u011ferine t\u0131rmand\u0131. Avrupa borsalar\u0131 rekor yenilemeye haz\u0131rlan\u0131yor. Parite 1.30\u2019a yakla\u015ft\u0131. \u0130MKB bile olumlu etkilendi.&hellip;<\/p>\n","protected":false},"author":13,"featured_media":919,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12872","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/12872","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=12872"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/12872\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/919"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=12872"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=12872"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=12872"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}