{"id":1262,"date":"2011-06-09T09:45:19","date_gmt":"2011-06-09T06:45:19","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=1262"},"modified":"2011-06-09T09:45:34","modified_gmt":"2011-06-09T06:45:34","slug":"sorun-buyuk-resmin-icinde-aramak","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/sorun-buyuk-resmin-icinde-aramak\/","title":{"rendered":"Sorun B\u00fcy\u00fck Resmin \u0130\u00e7inde Aramak&#8230;"},"content":{"rendered":"<p>Bir s\u00fcredir \u00fclkemizde i\u00e7 t\u00fcketim ve ithalata dayal\u0131 b\u00fcy\u00fcme, \u00fcretimin yap\u0131s\u0131n\u0131n ekonomi y\u00f6netimi taraf\u0131ndan irdelenmesini g\u00fcndem d\u0131\u015f\u0131nda tutuyordu. \u0130thalata dayal\u0131 b\u00fcy\u00fcme modelinin d\u0131\u015f ticaret a\u00e7\u0131\u011f\u0131n\u0131 b\u00fcy\u00fctmesi de, b\u00fcy\u00fcyen cari a\u00e7\u0131kta yeterince \u00f6nemsenmiyordu. Son d\u00f6nemde Merkez Bankas\u0131 ve BDDK&#8217;n\u0131n kararlar\u0131yla i\u00e7 t\u00fcketim ve kredi b\u00fcy\u00fcmesi frenlenerek so\u011fuma yarat\u0131las\u0131 estendi.\u00a0 Cari a\u00e7\u0131\u011f\u0131n h\u0131zl\u0131 art\u0131\u015f\u0131 da buna ba\u011fl\u0131 \u00f6nlenebilir d\u00fc\u015f\u00fcncesi ortaya kondu. Bu sonu\u00e7 vermedi. Yeni ad\u0131mlar at\u0131laca\u011f\u0131 s\u00f6yleniyor. Ama as\u0131l at\u0131lmas\u0131 gereken ad\u0131m b\u00fcy\u00fck resme ba\u011fl\u0131 olarak sorunun saptanmas\u0131 ve reformist politikalar\u0131n hayata ge\u00e7mesini y\u00f6n\u00fcnde olmal\u0131d\u0131r. \u00dcretim esasl\u0131 b\u00fcy\u00fcmeye d\u00f6nmenin yolu buradan ge\u00e7er\u2026<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1857701118\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong><span style=\"color: #000000;\">Y\u0131l\u0131n ilk d\u00f6rt<\/span><\/strong> ay\u0131n\u0131n\u00a0<strong><span style=\"color: #000000;\">BDDK<\/span><\/strong> verilerine g\u00f6re, ekonomiyi so\u011futma \u00f6nlemlerine kar\u015f\u0131n, bankac\u0131l\u0131k sekt\u00f6r\u00fcndeki geni\u015fleme ve kredi talebindeki canl\u0131l\u0131k s\u00fcr\u00fcyor. Y\u0131l\u0131n ilk d\u00f6rt ay\u0131nda mevduat\u00a0<strong><span style=\"color: #000000;\">11.7<\/span><\/strong> milyar artarken kredi hacmi\u00a0<strong><span style=\"color: #000000;\">48<\/span><\/strong> milyarl\u0131k art\u0131\u015fla y\u00fczde\u00a0<strong><span style=\"color: #000000;\">430<\/span><\/strong> daha fazla b\u00fcy\u00fcm\u00fc\u015f oldu. Kredi hacmi ge\u00e7en y\u0131l\u0131n ilk d\u00f6rt ay\u0131ndaki\u00a0<strong><span style=\"color: #000000;\">29.4<\/span><\/strong>milyarl\u0131k art\u0131\u015fa g\u00f6re de y\u00fczde\u00a0<strong><span style=\"color: #000000;\">64<\/span><\/strong>&#8216;l\u00fck art\u0131\u015f g\u00f6sterdi.\u00a0 Bunun do\u011fal sonucu olarak yeni \u00f6nlemler konu\u015fulmaya ba\u015fland\u0131.<\/p>\n<p>Bu ekonomiyi so\u011futma ve cari a\u00e7\u0131\u011fa fren i\u00e7in bug\u00fcne kadar\u00a0<strong><span style=\"color: #000000;\">Merkez Bankas\u0131<\/span><\/strong> ve\u00a0<strong><span style=\"color: #000000;\">BDDK<\/span><\/strong> taraf\u0131ndan al\u0131nan \u00f6nlemlerin istenilen sonucu vermedi\u011fi d\u00fc\u015f\u00fcncesini de ortaya \u00e7\u0131kard\u0131. Bilindi\u011fi piyasan\u0131n so\u011futulmas\u0131 ve\u00a0 cari a\u00e7\u0131kla m\u00fccadele i\u00e7in bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn kredi hacminin y\u00fczde\u00a0<strong><span style=\"color: #000000;\">25<\/span><\/strong> ile s\u0131n\u0131rlanmas\u0131na kararla\u015ft\u0131r\u0131ld\u0131.\u00a0<strong><span style=\"color: #000000;\">Merkez Bankas\u0131<\/span><\/strong> hem TL, hem d\u00f6viz hesaplar\u0131nda munzam art\u0131\u015flar\u0131na gitti.\u00a0<strong><span style=\"color: #000000;\">BDDK<\/span><\/strong>&#8216;da konut kredilerine limit getirdi.<\/p>\n<p><strong><span style=\"color: #000000;\">Ba\u015fbakan Yard\u0131mc\u0131s\u0131 Ali Babacan<\/span><\/strong>&#8216;\u0131n \u00f6nceki g\u00fcn yapt\u0131\u011f\u0131 a\u00e7\u0131klamada bankac\u0131l\u0131k sekt\u00f6r\u00fcnde kredi b\u00fcy\u00fcmesini \u00f6nleme y\u00f6n\u00fcnde farkl\u0131 enstr\u00fcmanl\u0131 yeni \u00f6nlemlerin\u00a0<strong><span style=\"color: #000000;\">BDDK<\/span><\/strong> taraf\u0131ndan devreye sokulabilece\u011fi belirtildi. Zorunlu kar\u015f\u0131l\u0131k art\u0131r\u0131m\u0131n\u0131 yumu\u015fak izlenen bir s\u00fcre\u00e7 olarak niteleyen\u00a0<strong><span style=\"color: #000000;\">Babacan<\/span><\/strong>, b\u00fcy\u00fcme ve cari a\u00e7\u0131k konusunda \u00f6nemli olan\u0131n s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme oldu\u011funu bu nedenle k\u0131sa vadede cari a\u00e7\u0131\u011f\u0131n s\u0131f\u0131rlanmas\u0131n\u0131n s\u00f6z konusu olamayaca\u011f\u0131n\u0131\u00a0<strong><span style=\"color: #000000;\">&#8220;y\u00f6netilmesi&#8221;<\/span><\/strong> gerekti\u011fini belirtti. Bu nedenle kredi art\u0131\u015f h\u0131z\u0131n\u0131n y\u00fczde\u00a0<strong><span style=\"color: #000000;\">25<\/span><\/strong>&#8216;in \u00fczerine \u00e7\u0131kmas\u0131 konusuna\u00a0<strong><span style=\"color: #000000;\">&#8220;taviz vermelerinin&#8221;<\/span><\/strong> imkans\u0131z oldu\u011funu a\u00e7\u0131klad\u0131.\u00a0<strong><span style=\"color: #000000;\">&#8220;Konu ciddi BDDK yeni enstr\u00fcmanlarla devreye girerse kimse \u015fa\u015f\u0131rmas\u0131n&#8221;<\/span><\/strong> diyerek,\u00a0<strong><span style=\"color: #000000;\">BDDK<\/span><\/strong> cephesinden yeni \u00f6nlemlerin gelebilece\u011fini a\u00e7\u0131klam\u0131\u015f oldu.<\/p>\n<p><strong><span style=\"color: #000000;\">Say\u0131n Babacan, &#8220;\u00f6nemli olan\u0131n s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme&#8221;<\/span><\/strong> oldu\u011funu s\u00f6yl\u00fcyor. O a\u00e7\u0131dan bug\u00fcnk\u00fc b\u00fcy\u00fcmenin irdelenmesi gerekir. Daha \u00f6nce de belirtti\u011fimiz gibi bug\u00fcnk\u00fc b\u00fcy\u00fcme iki ayak \u00fczerine oturmakta olan bir hormonlu b\u00fcy\u00fcmedir. Bunun bir aya\u011f\u0131nda\u00a0<strong><span style=\"color: #000000;\">&#8220;canl\u0131 i\u00e7 talep&#8221;<\/span><\/strong> yer almaktad\u0131r. Ki kredi geni\u015flemesinde t\u00fcketim kredilerinin \u00f6nemli bir yer tutmas\u0131 da bunu ortaya koymaktad\u0131r. \u0130kinci ayakta ise de\u011ferli TL nedeniyle\u00a0<strong><span style=\"color: #000000;\">&#8220;aramal\u0131 ve hammadde ithalat\u0131na dayal\u0131 yap\u0131&#8221;<\/span><\/strong> yer almaktad\u0131r. Bu da \u00fcretilen \u00fcr\u00fcnlerin de\u011fer zinciri i\u00e7ersinde yerli pay\u0131n\u0131 azaltmakta, bizim katma de\u011ferimizi d\u00fc\u015f\u00fcrmektedir. D\u0131\u015f ticaret art\u0131\u015f\u0131nda da, cari a\u00e7\u0131k art\u0131\u015f\u0131n\u0131n frenlenememesinde de se\u00e7ilen bu model yer almaktad\u0131r.<\/p>\n<p>O nedenle son d\u00f6nemde al\u0131nan kararlarla bir y\u0131l \u00f6ncesine g\u00f6re d\u00f6nem kar\u0131 y\u00fczde\u00a0<strong><span style=\"color: #000000;\">19.3<\/span><\/strong> gerilemi\u015f olan bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fc\u00a0<strong><span style=\"color: #000000;\">&#8220;G\u00fcnah ke\u00e7isi&#8221;<\/span><\/strong> ilan ederek onlara d\u00f6n\u00fck yeni \u00f6nlemlerle \u00e7\u00f6z\u00fcm aramak cari a\u00e7\u0131\u011fa fren a\u00e7\u0131s\u0131ndan yeterli olmayacakt\u0131r.<\/p>\n<p>Yap\u0131lmas\u0131 gereken\u00a0<strong><span style=\"color: #000000;\">&#8220;\u00fcretimi&#8221;<\/span><\/strong> esas alan ve daha \u00e7ok yerli katk\u0131 i\u00e7ermesini sa\u011flayacak\u00a0<strong><span style=\"color: #000000;\">&#8220;reformlar\u0131n&#8221;<\/span><\/strong> hayata ge\u00e7irilmesidir. \u00d6nemli ihracat art\u0131\u015f\u0131na kar\u015f\u0131n, \u00e7ok daha h\u0131zl\u0131 bir ithalat art\u0131\u015f\u0131 s\u00f6z konusudur. Bu da cari a\u00e7\u0131\u011f\u0131 tetiklemektedir. O nedenle cari a\u00e7\u0131k ve i\u00e7 t\u00fcketime dayal\u0131 b\u00fcy\u00fcme modelini terk ederek, \u00fcretimi daha \u00e7ok yerli unsur i\u00e7erecek alanlara y\u00f6neltecek reformlara ihtiyac\u0131m\u0131z vard\u0131r. Yerli \u00fcretimi destekleyerek, \u00fcretimde yerli girdiyi art\u0131rarak, giderek artan ihracat\u0131n ithalat\u0131 kar\u015f\u0131lama oran\u0131ndaki a\u00e7\u0131\u011f\u0131 frenleyebiliriz.<\/p>\n<p>Yoksa, ne bizde hane halk\u0131 bor\u00e7lulu\u011fu, ne t\u00fcketici kredilerinin hacmi, ne de t\u00fcketici kredilerinin bat\u0131k miktar\u0131 benzer \u00fclkelere g\u00f6re y\u00fcksek de\u011fildir.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1170680675\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Sorunu do\u011fru yerde b\u00fcy\u00fck resmin i\u00e7inde g\u00f6r\u00fcp, ona g\u00f6re reformist politikalar\u0131n uygulanmas\u0131na gerek vard\u0131r. K\u0131sa vadede palyatif \u00f6nlemlere y\u00f6nelik kararlarla yada belli sekt\u00f6rleri korkutmalarla \u00e7\u00f6z\u00fcm \u00fcretilmesi m\u00fcmk\u00fcn olmayacakt\u0131r&#8230;<\/p>\n<p><strong>Osman AROLAT<\/strong><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bir s\u00fcredir \u00fclkemizde i\u00e7 t\u00fcketim ve ithalata dayal\u0131 b\u00fcy\u00fcme, \u00fcretimin yap\u0131s\u0131n\u0131n ekonomi y\u00f6netimi taraf\u0131ndan irdelenmesini g\u00fcndem d\u0131\u015f\u0131nda tutuyordu. \u0130thalata dayal\u0131 b\u00fcy\u00fcme modelinin d\u0131\u015f ticaret a\u00e7\u0131\u011f\u0131n\u0131&hellip;<\/p>\n","protected":false},"author":22,"featured_media":903,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1262","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/1262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=1262"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/1262\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/903"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=1262"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=1262"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=1262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}