{"id":11279,"date":"2012-02-06T09:14:17","date_gmt":"2012-02-06T07:14:17","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=11279"},"modified":"2012-02-06T09:14:17","modified_gmt":"2012-02-06T07:14:17","slug":"avrupali-bankalarin-isi-zorlasiyor","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/avrupali-bankalarin-isi-zorlasiyor\/","title":{"rendered":"Avrupal\u0131 Bankalar\u0131n \u0130\u015fi Zorla\u015f\u0131yor"},"content":{"rendered":"<p>Financial Times&#8217;ta yer alan ve s\u00fcrece dahil olan 3 kayna\u011f\u0131n a\u00e7\u0131klamalar\u0131na dayand\u0131r\u0131lan habere g\u00f6re, Avrupal\u0131 bankalar\u0131n sermayelerini yeniden yap\u0131land\u0131rma planlar\u0131n\u0131n b\u00fcy\u00fck bir k\u0131sm\u0131 Avrupa Bankac\u0131l\u0131k Otoritesi (EBA) taraf\u0131ndan daha da zor bir h\u00e2le getirilecek.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-4134381581\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Sermaye zorunluluklar\u0131n\u0131n finansal g\u00fcc\u00fcn temel unsuru oldu\u011funu savunan Avrupal\u0131 reg\u00fclat\u00f6rler 30 Aral\u0131k&#8217;ta bankalar\u0131n sermayelerini, Tier 1 sermayelerinin y\u00fczde 9&#8217;u oran\u0131na \u00e7\u0131karabilmek i\u00e7in toplamda 115 milyar euroya ihtiyac\u0131 oldu\u011funu s\u00f6ylemi\u015fti.<\/p>\n<p>Bankalara, EBA&#8217;n\u0131n kurallar\u0131n\u0131 yerine nas\u0131l getireceklerine ili\u015fkin taslaklar\u0131 sunmalar\u0131 i\u00e7in 27 Ocak&#8217;a kadar s\u00fcre verilmi\u015fti. Planlar, \u00f6n\u00fcm\u00fczdeki hafta EBA Y\u00f6netim Kurulu&#8217;nda g\u00f6r\u00fc\u015f\u00fclecek.<\/p>\n<p>Ancak s\u00fcre\u00e7le ilgili bilgisi olan bir kaynak, bankalar\u0131n planlar\u0131n\u0131n yar\u0131s\u0131n\u0131n &#8220;inand\u0131r\u0131c\u0131&#8221; g\u00f6z\u00fckmedi\u011fini, taslaklarda risk de\u011ferlendirmeleri ve varl\u0131k sat\u0131\u015flar\u0131na y\u00f6nelik tart\u0131\u015fmaya a\u00e7\u0131k taktiklerin yer ald\u0131\u011f\u0131na dikkat \u00e7ekti. Kaynak, ayn\u0131 zamanda baz\u0131 bankalar i\u00e7in Haziran&#8217;a kadar d\u00f6nd\u00fcr\u00fclecek k\u00e2r miktar\u0131n\u0131n da &#8220;fazla emin&#8221; g\u00f6r\u00fcnd\u00fc\u011f\u00fcn\u00fc s\u00f6yledi.<\/p>\n<p>Baz\u0131 yetkililer ge\u00e7ti\u011fimiz ay, EBA&#8217;n\u0131n stres testlerine g\u00f6re 5.3 milyar euroluk a\u00e7\u0131\u011f\u0131 bulunan Alman Commerzbank ile 3.3 milyar euro a\u00e7\u0131\u011f\u0131 olan \u0130talyan Monte dei Pashi di Siena&#8217;n\u0131n h\u00fck\u00fcmetten yard\u0131m almadan zorunluluklar\u0131 kar\u015f\u0131lamalar\u0131n\u0131n \u00f6zellikle zor olaca\u011f\u0131n\u0131 s\u00f6ylemi\u015fti. O zamandan bu yana Commerzbank 3 milyar euro de\u011ferinde yeni sermaye \u00fcretti\u011fini s\u00f6ylerken, Cuma g\u00fcn\u00fc da Alman reg\u00fclat\u00f6r Bafin, bu olumlu beklentiyi bir kez daha dile getirdi.<\/p>\n<p>Di\u011fer yandan habere g\u00f6re yaln\u0131zca \u0130talyan UniCredit sermaye art\u0131rmak i\u00e7in do\u011fru yakla\u015f\u0131mda bulunmu\u015f gibi g\u00f6r\u00fcn\u00fcyor. UniCredit haricinde t\u00fcm bankalar varl\u0131k sat\u0131\u015flar\u0131, risk de\u011ferlendirmesi hesaplamalar\u0131, k\u00e2r \u00fcretimi ve bor\u00e7 y\u00f6netiminden olu\u015fan bir dizi plan a\u00e7\u0131klad\u0131.<\/p>\n<p>EBA ise ekonomiye zarar vermesini \u00f6nlemek i\u00e7in\u00a0 varl\u0131k sat\u0131\u015flar\u0131n\u0131 yak\u0131ndan denetleyece. Reg\u00fclat\u00f6rler ayn\u0131 zamanda &#8220;yang\u0131ndan ka\u00e7arcas\u0131na yap\u0131lan mal sat\u0131\u015flar\u0131&#8221;nn \u00f6n\u00fcne ge\u00e7mek i\u00e7in bankalara zamanlama konusunda daha esnek davranabilir.<\/p>\n<p>BloombergHT<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-831468165\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Financial Times&#8217;ta yer alan ve s\u00fcrece dahil olan 3 kayna\u011f\u0131n a\u00e7\u0131klamalar\u0131na dayand\u0131r\u0131lan habere g\u00f6re, Avrupal\u0131 bankalar\u0131n sermayelerini yeniden yap\u0131land\u0131rma planlar\u0131n\u0131n b\u00fcy\u00fck bir k\u0131sm\u0131 Avrupa Bankac\u0131l\u0131k&hellip;<\/p>\n","protected":false},"author":2,"featured_media":4433,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-11279","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/11279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=11279"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/11279\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/4433"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=11279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=11279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=11279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}