{"id":10770,"date":"2012-01-24T09:11:36","date_gmt":"2012-01-24T07:11:36","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=10770"},"modified":"2012-01-24T09:11:49","modified_gmt":"2012-01-24T07:11:49","slug":"bankacilik-sektorumuzun-kuresellesen-yuzu","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/bankacilik-sektorumuzun-kuresellesen-yuzu\/","title":{"rendered":"Bankac\u0131l\u0131k Sekt\u00f6r\u00fcm\u00fcz\u00fcn K\u00fcreselle\u015fen Y\u00fcz\u00fc"},"content":{"rendered":"<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcm\u00fcz son 20 y\u0131lda bir yandan \u00fclkemiz bankac\u0131l\u0131\u011f\u0131nda y\u00fczde 4&#8217;ler seviyesinde olan yabanc\u0131 sermaye pay\u0131n\u0131n y\u00fczde 40&#8217;lara y\u00fckselmesini ya\u015fad\u0131.\u00a0 Bir yandan da bizim bankalar\u0131m\u0131z ayn\u0131 d\u00f6nemde 18 \u00fclkede 40 banka kurup, sat\u0131n alarak 550 \u015fube ve 10 bin personellik bir b\u00fcy\u00fckl\u00fc\u011fe ula\u015ft\u0131lar. Bu geli\u015fmeler bankac\u0131l\u0131k sekt\u00f6r\u00fcm\u00fcz\u00fcn k\u00fcreselle\u015fen y\u00fcz\u00fcn\u00fc g\u00f6steriyor.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3881399487\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcm\u00fczde son 20 y\u0131lda bir yandan, yurt i\u00e7indeki bankalar\u0131m\u0131zda yabanc\u0131 ortakl\u0131klar\u0131n, yabanc\u0131 sahipliklerin artt\u0131\u011f\u0131 bir d\u00f6neme tan\u0131k olduk. Bir yandan da ayn\u0131 d\u00f6nemde yerli bankalar\u0131m\u0131z da Romanya, Rusya Hollanda gibi \u00fclkeler ba\u015fta olmak \u00fczere 18 \u00fclkede banka sat\u0131n al\u0131p veya kurup \u015fube a\u011flar\u0131n\u0131 geli\u015ftirdiler. Ayr\u0131ca, 2001 sonras\u0131 yap\u0131lar\u0131n\u0131 sa\u011flamla\u015ft\u0131ran bankalar\u0131m\u0131z tahvil ihra\u00e7lar\u0131 ve sendikasyonlarla her y\u0131l daha fazla uluslar aras\u0131 kaynak sa\u011flay\u0131p T\u00fcrkiye&#8217;ye getirme ba\u015far\u0131s\u0131n\u0131 g\u00f6steriyorlar.<\/p>\n<p>B\u00fct\u00fcn bunlar Bankac\u0131l\u0131k sekt\u00f6r\u00fcm\u00fcz\u00fcn son 20 y\u0131lda de\u011fi\u015fen ve k\u00fcreselle\u015fen bir y\u00fcze sahip olmaya ba\u015flad\u0131\u011f\u0131n\u0131 g\u00f6steriyor\u2026<\/p>\n<p>Arkada\u015f\u0131m\u0131z \u0130brahim Ekinci&#8217;nin ara\u015ft\u0131rma haberinden T\u00fcrk bankalar\u0131n\u0131n yurt d\u0131\u015f\u0131nda kurarak veya sat\u0131n alarak 40\u00a0 bankaya sahip olduklar\u0131n\u0131,\u00a0 550 \u015fube ve 10 bin personelle hizmet verdiklerini ve \u00f6nemli bir aktif b\u00fcy\u00fckl\u00fc\u011f\u00fcne ula\u015ft\u0131klar\u0131n\u0131 ve son y\u0131llarda h\u0131zl\u0131 bir b\u00fcy\u00fcme elde ettiklerini g\u00f6steriyor. B\u00fcy\u00fcmelerinin s\u00fcrd\u00fc\u011f\u00fcn\u00fc g\u00f6r\u00fcyoruz.<\/p>\n<p>Son 20 y\u0131lda T\u00fcrkiye&#8217;den banka sat\u0131n alan veya yerli bankalarla ortakl\u0131k kuran yabanc\u0131 bankalar\u0131n say\u0131lar\u0131nda da \u00f6nemli art\u0131\u015f oldu. Bir yandan baz\u0131 k\u00fc\u00e7\u00fck bankalar\u0131 sat\u0131n alarak T\u00fcrkiye&#8217;ye giren bankalar oldu\u011fu gibi, bir yandan da yayg\u0131n \u015fubeli baz\u0131 b\u00fcy\u00fck bankalar\u0131m\u0131zla ortakl\u0131\u011fa giren yabanc\u0131 bankalar oldu. Bunun sonucunda T\u00fcrk Bankac\u0131l\u0131k sekt\u00f6r\u00fcnde 20 y\u0131l \u00f6nce y\u00fczde 4&#8217;ler seviyesinde olan yabanc\u0131 sermaye pay\u0131, g\u00fcn\u00fcm\u00fczde y\u00fczde 40&#8217;lar seviyesine y\u00fckseldi.<\/p>\n<p>Yabanc\u0131 \u00fclkelerde bankac\u0131l\u0131k faaliyeti yapan bankalar\u0131m\u0131z \u015fube a\u011flar\u0131n\u0131 geli\u015ftirirken, \u00fclke i\u00e7inde geli\u015ftirdikleri t\u00fcketici kredileri ve kredi kart\u0131 uygulamalar\u0131ndan da yararland\u0131lar. Bunun sonucunda Rusya, Ukrayna, Romanya ve Arnavutluk gibi \u00fclkelerde baz\u0131 bankalar\u0131m\u0131z \u015fube a\u011f\u0131, t\u00fcketici kredisi ve kredi kart\u0131 alanlar\u0131nda ilk s\u0131ralarda yer almay\u0131 ba\u015fard\u0131lar.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcm\u00fcz\u00fcn b\u00fcy\u00fcme talebi yurt i\u00e7ersinde belli bir seviyeyi zorlamaya ba\u015flarken, onlar\u0131 son y\u0131llarda yurt d\u0131\u015f\u0131na a\u00e7\u0131lmaya zorlad\u0131. Modern bankac\u0131l\u0131k bilgileri ve bir b\u00f6l\u00fcm\u00fcn\u00fc yurt i\u00e7ersinde geli\u015ftirdikleri modern bankac\u0131l\u0131k ara\u00e7lar\u0131n\u0131, yurt d\u0131\u015f\u0131nda sat\u0131n ald\u0131klar\u0131 bankalarda uygulamaya koyan bankalar\u0131m\u0131z, bunun sonucunda girdikleri \u00fclkelerde \u00e7ok h\u0131zl\u0131 \u015fubele\u015fme ve b\u00fcy\u00fcme imkan\u0131 elde ettiler. San\u0131r\u0131m \u00f6n\u00fcm\u00fczdeki d\u00f6nemde de T\u00fcrk Bankac\u0131l\u0131k sekt\u00f6r\u00fc yeni \u00fclkelerde yeni sat\u0131n almalar ile b\u00fcy\u00fcmelerini h\u0131zla s\u00fcrd\u00fcrmeye devam edeceklerdir. Bunda \u00fclkemiz d\u00fc\u015f\u00fck tasarrufunun olumsuz etkisi de rol oynamaktad\u0131r. Bankalar\u0131m\u0131z yurt i\u00e7i imkanlara, yurt d\u0131\u015f\u0131 imkanlar\u0131 da katarak daha geni\u015f bir co\u011frafyada, daha geni\u015f hizmet a\u011f\u0131yla yollar\u0131na devam ederek b\u00fcy\u00fcmelerini s\u00fcrd\u00fcrme karar\u0131 i\u00e7ersinde olacaklard\u0131r.<\/p>\n<p>NOT: D\u00fcn gazetemizde yay\u0131nlanan i\u015f g\u00fcvenli\u011fi ve i\u015f sal\u0131\u011f\u0131 konusundaki haber ve benim yorumumu okuyan bir i\u015fadam\u0131 dostumdan bir e-mail ald\u0131m birlikte okuyal\u0131m:<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-739965984\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8220;\u0130\u015f g\u00fcvenli\u011fi ve i\u015f sa\u011fl\u0131\u011f\u0131 ile ilgili detayl\u0131 bilgi payla\u015fmak gerekiyor. Ama i\u015fyeri hekimi bulma maliyetleri kimsenin umurunda de\u011fil gibi, Sa\u011fl\u0131k bakanl\u0131\u011f\u0131 &#8216;doktor yok&#8217; diyor, \u00c7al\u0131\u015fma bakanl\u0131\u011f\u0131 &#8216;doktor bul&#8217; diyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcm\u00fcz son 20 y\u0131lda bir yandan \u00fclkemiz bankac\u0131l\u0131\u011f\u0131nda y\u00fczde 4&#8217;ler seviyesinde olan yabanc\u0131 sermaye pay\u0131n\u0131n y\u00fczde 40&#8217;lara y\u00fckselmesini ya\u015fad\u0131.\u00a0 Bir yandan da bizim bankalar\u0131m\u0131z&hellip;<\/p>\n","protected":false},"author":22,"featured_media":903,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/10770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=10770"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/10770\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/903"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=10770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=10770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=10770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}